42. Where the law of the home DGS allows for a choice between several currencies and where that …

Where the law of the home DGS allows for a choice between several currencies and where that choice includes the option to use the currency of the host DGS’s Member State, that option should be used primarily. Where practical, and legally allowed, upon agreement between DGSs, the repayable amount may be available in multiple currencies.

Example 1. If the Polish DGS guarantees repayments in Polish zloty (PLN), irrespective of the currency of the account, following a failure of a branch of a Polish bank in the UK, the depositor in the UK will get the money back in PLN. If the Polish DGS guarantees repayments in PLN, British pounds (GBP) or Swiss francs (CHF), following a failure of a branch of a Polish bank in the UK, the majority of UK depositors will get the money back in GBP. However, where the host DGS has the capability to make payouts in several currencies, and where contracts with depositors or the information provided to them in accordance with Directive 2014/49/EU allowed payouts in CHF, depositors who had accounts in Swiss francs could be repaid in francs.

1. Επισκόπηση

1.1 Παραπομπές

1.2 Εντοπισμένες απαιτήσεις

1.3 Σχετικά πρότυπα

2. Εντοπισμένες απαιτήσεις

3. Σχετικά πρότυπα

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