54. Credit and financial institutions may use relevant trust services and electronic identification …

Credit and financial institutions may use relevant trust services and electronic identification processes regulated, recognised, approved, or accepted by the relevant national authorities as referred to in Article 13 (1) point (a) of Directive (EU) 2015/849 to comply with these guidelines. When using such solutions, credit and financial institutions should assess in how far the solution complies with the provisions in these guidelines and apply measures necessary to mitigate any relevant risks that arise from the use of these solutions. They should particularly take into account whether the following risks are addressed:

• a) the risks involved in the authentication and set out in their policies and procedures specific mitigation measures, especially with regard to impersonation fraud risks;
• b) the risk that the customer's identity is not the claimed identity;
• c) the risk of lost, stolen, suspended, revoked, or expired identity evidence, including, as appropriate, tools to detect and prevent the use of identity frauds.

1. Overview

1.1 References

1.2 Identified Requirements

1.3 Related Standards

2. Identified Requirements

3. Related Standards

• EBA -

  EN: Guidelines and other publications of the European Banking Authority (EBA), https://www.eba.europa.eu/. © European Banking Authority. Reproduction is authorised provided the source is acknowledged (EBA legal notice). Divided into sections and converted into the GRCA format, the wording unchanged. Only the versions published by the EBA are authoritative.

  DE: Leitlinien und weitere Veröffentlichungen der Europäischen Bankenaufsichtsbehörde (EBA), https://www.eba.europa.eu/. © European Banking Authority. Wiedergabe mit Quellenangabe gestattet (Rechtlicher Hinweis der EBA). In Abschnitte aufgeteilt und in das GRCA-Format umgewandelt, der Wortlaut unverändert. Maßgeblich sind allein die von der EBA veröffentlichten Fassungen.