▼M9 REGULATION (EU) No 575/2013 OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL of 26 June 2013 on prudential requirements for credit institutions and amending Regulation (EU) No 648/2012 ▼C2 (Text with EEA relevance)

Bucket

Items

1

(a)  Credit derivatives and general guarantees of indebtedness, including standby letters of credit serving as financial guarantees for loans and securities, and acceptances, including endorsements with the character of acceptances, as well as any other direct credit substitutes;

(b)  Sale and repurchase agreements and asset sales with recourse where the credit risk remains with the institution;

(c)  Securities lent by the institution or securities posted by the institution as collateral, including instances where those arise out of repo-style transactions;

(d)  Forward asset purchases, forward deposits and partly paid shares and securities, which represent commitments with certain drawdown;

(e)  Off-balance-sheet items constituting a credit substitute where not explicitly included in any other category;

(f)  Other off-balance-sheet items carrying similar risk and as communicated to EBA.

2

(a)  Note issuance facilities (NIFs) and revolving underwriting facilities (RUFs) regardless of the maturity of the underlying facility;

(b)  Performance bonds, bid bonds, warranties and standby letters of credit related to particular transactions and similar transaction-related contingent items, excluding trade finance off-balance-sheet items referred to in bucket 4;

(c)  Other off-balance-sheet items carrying similar risk, as communicated to EBA.

3

(a)  The undrawn amount of commitments, regardless of the maturity of the underlying facility, unless they fall under another category;

(b)  Other off-balance-sheet items carrying similar risk, as communicated to EBA.

4

(a)  Trade finance off-balance-sheet items:

(i)  warranties, including tender and performance bonds and associated advance payment and retention guarantees, and guarantees not having the character of credit substitutes;

(ii)  irrevocable standby letters of credit not having the character of credit substitutes;

(iii)  short-term, self-liquidating trade letters of credit arising from the movement of goods, in particular documentary credits collateralised by the underlying shipment, in case of an issuing institution or a confirming institution;

(b)  Other off-balance-sheet items carrying similar risk, as communicated to EBA.

5

(a)  The undrawn amount of unconditionally cancellable commitments;

(b)  The undrawn amount of retail credit lines for which the terms permit the institution to cancel them to the full extent allowable under consumer protection and related legal acts;

(c)  Undrawn credit facilities for tender and performance guarantees which may be cancelled unconditionally at any time without prior notice, or that do effectively provide for automatic cancellation due to deterioration in a borrower’s creditworthiness;

(d)  Other off-balance-sheet items carrying similar risk, as communicated to EBA.

This Regulation

Directive 2006/48/EC

Directive 2006/49/EC

Article 1

Article 2

Article 3

Point (1) of Article 4(1)

Article 4 (1)

Point (2) of Article 4(1)

Article 3(1)b

Point (3) of Article 4(1)

Article 3(1)c

Point (4) of Article 4(1)

Article 3(1)p

Points (5)-(7) of Article 4(1)

Point (8) of Article 4(1)

Article 4(18)

Points (9)-(12) of Article 4(1)

Point (13) of Article 4(1)

Article 4(41)

Point (14) of Article 4(1)

Article 4(42)

Point (15) of Article 4(1)

Article 4(12)

Point (16) of Article 4(1)

Article 4(13)

Point (17) of Article 4(1)

Article 4(3)

Point (18) of Article 4(1)

Article 4(21)

Point (19) of Article 4(1)

Point (20) of Article 4(1)

Article 4(19)

Point (21) of Article 4(1)

Point (22) of Article 4(1)

Article 4(20)

Point (23) of Article 4(1)

Point (24) of Article 4(1)

Point (25) of Article 4(1)

Article 3(1)c

Point (26) of Article 4(1)

Article 4(5)

Point (27) of Article 4(1)

Point (28) of Article 4(1)

Article 4(14)

Point (29) of Article 4(1)

Article 4(16)

Point (30) of Article 4(1)

Article 4(15)

Point (31) of Article 4(1)

Article 4(17)

Points (32)-(34) of Article 4(1)

Point (35) of Article 4(1)

Article 4(10)

Point (36) of Article 4(1)

Point (37) of Article 4(1)

Article 4(9)

Point (38) of Article 4(1)

Article 4(46)

Point (39) of Article 4(1)

Article 4(45)

Point (40) of Article 4(1)

Article 4(4)

Point (41) of Article 4(1)

Article 4(48)

Point (42) of Article 4(1)

Article 4(2)

Point (43) of Article 4(1)

Article 4(7)

Point (44) of Article 4(1)

Article 4(8)

Point (45) of Article 4(1)

Point (46) of Article 4(1)

Article 4(23)

Points (47)-(49) of Article 4(1)

Point (50) of Article 4(1)

Article 3(1)e

Point (51) of Article 4(1)

Point (52) of Article 4(1)

Article 4(22)

Point (53) of Article 4(1)

Article 4(24)

Point (54) of Article 4(1)

Article 4(25)

Point (55) of Article 4(1)

Article 4(27)

Point (56) of Article 4(1)

Article 4(28)

Point (57) of Article 4(1)

Article 4(30)

Point (58) of Article 4(1)

Article 4(31)

Point (59) of Article 4(1)

Article 4(32)

Point (60) of Article 4(1)

Article 4(35)

Point (61) of Article 4(1)

Article 4(36)

Point (62) of Article 4(1)

Article 4(40)

Point (63) of Article 4(1)

Article 4(40a)

Point (64) of Article 4(1)

Article 4(40b)

Point (65) of Article 4(1)

Article 4(43)

Point (66) of Article 4(1)

Article 4(44)

Point (67) of Article 4(1)

Article 4(39)

Points (68)-(71) of Article 4(1)

Point (72) of Article 4(1)

Article 4(47)

Point (73) of Article 4(1)

Article 4(49)

Points (74)-(81) of Article 4(1)

Point (82) of Article 4(1)

Article 3(1)m

Point (83) of Article 4(1)

Article 4(33)

Points (84)-(91) of Article 4(1)

Point (92) of Article 4(1)

Article 3(1)i

Points (93)-(117) of Article 4(1)

Point (118) of Article 4(1)

Article 3(1)r

Points (119)-(128) of Article 4(1)

Article 4(2)

Article 4(3)

Article 6(1)

Article 68(1)

Article 6(2)

Article 68(2)

Article 6(3)

Article 68(3)

Article 6(4)

Article 6(5)

Article 7(1)

Article 69(1)

Article 7(2)

Article 69(2)

Article 7(3)

Article 69(3)

Article 8(1)

Article 8(2)

Article 8(3)

Article 9(1)

Article 70(1)

Article 9(2)

Article 70(2)

Article 9(3)

Article 70(3)

Article 10(1)

Article 3(1)

Article 10(2)

Article 11(1)

Article 71(1)

Article 11(2)

Article 71(2)

Article 11(3)

Article 11(4)

Article 3(2)

Article 11(5)

Article 12

Article 13(1)

Article 72(1)

Article 13(2)

Article 72(2)

Article 13(3)

Article 72(3)

Article 13(4)

Article 14(1)

Article 73(3)

Article 14(2)

Article 14(3)

Article 15

Article 22

Article 16

Article 17(1)

Article 23

Article 17(2)

Article 17(3)

Article 18(1)

Article 133(1) subparagraph 1

Article 18(2)

Article 133(1) subparagraph 2

Article 18(3)

Article 133(1) subparagraph 3

Article 18(4)

Article 133(2)

Article 18(5)

Article 133(3)

Article 18(6)

Article 134(1)

Article 18(7)

Article 18(8)

Article 134(2)

Article 19(1)

Article 73(1) (b)

Article 19(2)

Article 73(1)

Article 19(3)

Article 73(1) subparagraph 2

Article 20(1)

Article 105(3) Article 129(2) and Annex X, Part 3, points 30 and 31

Article 20(2)

Article 129(2) subparagraph 3

Article 20(3)

Article 129(2) subparagraph 4

Article 20(4)

Article 129(2) subparagraph 5

Article 20(5)

Article 20(6)

Article 84(2)

Article 20(7)

Article 129(2) subparagraph 6

Article 20(8)

Article 129(2) subparagraphs 7 and 8

Article 21(1)

Article 21(2)

Article 21(3)

Article 21(4)

Article 22

Article 73(2)

Article 23

Article 3(1) 2. Subparagraph

Article 24

Article 74 (1)

Article 25

Article 26 (1)

Article 57(a)

Article 26 (1)(a)

Article 57(a)

Article 26 (1)(b)

Article 57(a)

Article 26 (1)(c)

Article 57(b)

Article 26 (1)(d)

Article 26 (1)(e)

Article 57(b)

Article 26 (1)(f)

Article 57(c)

Article 26 (1) first subparagraph 1

Article 61 subparagraph 2