Addressees

1. Overview

Summary	Regulation
13. These guidelines are addressed to competent authorities as defined in point (i) of Article 4(2) …	These guidelines are addressed to competent authorities as defined in point (i) of Article 4(2) of Regulation (EU) No 1093/2010.
14. Guidelines set out in sections 4.1, 4.2 and 4.3 are also addressed to credit institutions as …	Guidelines set out in sections 4.1, 4.2 and 4.3 are also addressed to credit institutions as defined in Article 4(1)(1) of Regulation (EU) No 575/2013¹⁹ .

Requirements
Source	Requirement

Standards
Source	Requirement