109. The development of the supervisory view and the sensitivity analysis should be subject to …

The development of the supervisory view and the sensitivity analysis should be subject to proportionality as laid out in paragraph 70, considering the relative risk and complexity of the envisaged business model. Where the overall supervisory view differs from the applicant’s view, competent authorities may consider sharing specific observations with the applicant credit institution, with the aim of closing the information gap and deepening the understanding of the assumptions made by the applicant credit institution. The supervisory dialogue may be conducive to the submission of a revised business plan and financial forecast by the applicant credit institution, reflecting any necessary remediating measures to ensure its viability and sustainability and, ultimately, compliance with prudential requirements for the planning horizon. In such a situation, competent authorities may also consider mitigation measures, in the form of conditions precedent, obligations subsequent or restrictions as laid down in section 4.2, paragraphs 25–32.

1. Overview

1.1 References

1.2 Identified Requirements

1.3 Related Standards

2. Identified Requirements

3. Related Standards

• EBA - Published by the European Banking Authority at https://www.eba.europa.eu/