16. For the purposes of Article 26b(6), point (f), of Regulation (EU) 2017/2402, the ‘best …

For the purposes of Article 26b(6), point (f), of Regulation (EU) 2017/2402, the ‘best knowledge’ standard should be considered to be fulfilled where the originator uses information obtained from any of the following sources and circumstances or from any combination of those sources and circumstances:

• a. information on obligors obtained at the origination of the exposures;
• b. i nformation obtained in the course of the originator’s servicing of the exposures or in the course of its risk management procedures;
• c. notifications to the originator by a third party;
• d. publicly available information or information on any entries in one or more credit registries of persons with adverse credit history at the time of origination of an underlying exposure, only to the extent that this information had already been taken into account in the context of the information referred to in points (a), (b) or
• (c) above, and in accordance with the applicable regulatory and supervisory requirements, including with respect to sound credit granting criteria as specified in Article 9 of Regulation (EU) 2017/2402.

Eligibility criteria, active portfolio management (Article 26b(7) of Regulation (EU) 2017/2402)

Active portfolio management

1. Overview

1.1 References

• Article 9 Criteria for credit-granting
• Article 26b 7.

1.2 Identified Requirements

1.3 Related Standards

2. Identified Requirements

3. Related Standards

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