+Article 136 Setting countercyclical buffer rates
---+Article 136 1.
---+Article 136 2.
---+Article 136 3.
---+Article 136 4.
---+Article 136 5.
---+Article 136 6.
---+Article 136 7.
|
Article 136 Setting countercyclical buffer rates
1. Forbhreathnú
| Teideal |
Rialáil |
|
Article 136 1.
|
Each Member State shall designate a public authority or body (a “designated authority”) that is responsible for setting the countercyclical buffer rate for that Member State.
|
|
Article 136 2.
|
Each designated authority shall calculate for every quarter a buffer guide as a reference to guide its exercise of judgment in setting the countercyclical buffer rate in accordance with paragraph 3. The buffer guide shall reflect, in a meaningful way, the credit cycle and the risks due to excess credit growth in the Member State and shall duly take into account specificities of the national economy. It shall be based on the deviation of the ratio of credit-to-GDP from its long-term trend, taking into account, inter alia:
(a)
an indicator of growth of levels of credit within that jurisdiction and, in particular, an indicator reflective of the changes in the ratio of credit granted in that Member State to GDP;
(b)
any current guidance maintained by the ESRB in accordance with Article 135(1)(b).
|
|
Article 136 3.
|
Déanfaidh gach údarás ainmnithe measúnú ar a dhéine atá an riosca timthriallach sistéamach ráta agus a iomchuí atá an ráta frithimthriallach maolánach dá Bhallstát gach ráithe agus an ráta frithimthriallach maolánach a shocrú nó a choigeartú de réir mar is gá. Agus é sin á dhéanamh aige, cuirfidh gach údarás ainmnithe an méid seo a leanas san áireamh:
▼B
(a)
the buffer guide calculated in accordance with paragraph 2;
(b)
any current guidance maintained by the ESRB in accordance with Article 135(1)(a), (c) and (d) and any recommendations issued by the ESRB on the setting of a buffer rate;
(c)
other variables that the designated authority considers relevant for addressing cyclical systemic risk.
|
|
Article 136 4.
|
The countercyclical buffer rate, expressed as a percentage of the total risk exposure amount calculated in accordance with Article 92(3) of Regulation (EU) No 575/2013 of institutions that have credit exposures in that Member State, shall be between 0 % and 2,5 %, calibrated in steps of 0,25 percentage points or multiples of 0,25 percentage points. Where justified on the basis of the considerations set out in paragraph 3, a designated authority may set a countercyclical buffer rate in excess of 2,5 % of the total risk exposure amount calculated in accordance with Article 92(3) of Regulation (EU) No 575/2013 for the purpose set out in Article 140(2) of this Directive.
|
|
Article 136 5.
|
Where a designated authority sets the countercyclical buffer rate above zero for the first time, or where, thereafter, a designated authority increases the prevailing countercyclical buffer rate setting, it shall also decide the date from which the institutions must apply that increased buffer for the purposes of calculating their institution-specific countercyclical capital buffer. That date shall be no later than 12 months after the date when the increased buffer setting is announced in accordance with paragraph 7. If the date is less than 12 months after the increased buffer setting is announced, that shorter deadline for application shall be justified on the basis of exceptional circumstances.
|
|
Article 136 6.
|
If a designated authority reduces the existing countercyclical buffer rate, whether or not it is reduced to zero, it shall also decide an indicative period during which no increase in the buffer is expected. However, that indicative period shall not bind the designated authority.
|
|
Article 136 7.
|
Foilseoidh gach údarás ainmnithe ar bhonn ráithiúil ar a laghad an fhaisnéis seo a leanas ar a shuíomh idirlín:
(a)
an ráta fritimthriallach maolánach is infheidhme;
(b)
an cóimheas ábhartha creidmheas-go-OTI agus an claonadh atá aige ón treocht fhadtéarmach;
(c)
an treoir a thugtar maidir le maolán arna ríomh i gcomhréir le mír 2;
(d)
bonn cirt leis an ráta maolánach sin;
(e)
i gcás ina méadaítear an ráta maolánach, an dáta óna gcuirfidh na hinstitiúidí an ráta méadaithe maolánach sin i bhfeidhm chun críocha a gcúlchiste fritimthriallach institiúidsonrach a ríomh;
(f)
más dáta ar lú ná 12 mhí tar éis dháta an fhoilsithe faoin mír seo é an dáta dá dtagraítear i bpointe (e), déanfar tagairt do na himthosca eisceachtúla ina dtugtar údar leis an sprioc-am níos giorra chun iarratas a dhéanamh;
(g)
i gcás ina laghdaítear an ráta maolánach, an tréimhse tháscach a meastar nach dtiocfaidh méadú ar an ráta maolánach lena linn, maille le bonn cirt leis an tréimhse sin.
Déanfaidh na húdaráis ainmnithe gach beart réasúnach chun uainiú an fhoilsithe sin a chomhordú. Tabharfaidh na húdaráis ainmnithe fógra faoi gach athrú ar an ráta fritimthriallach maolánach agus an fhaisnéis is gá mar a shonraítear i bpointí (a) go (g) den chéad fhomhír do BERS. Foilseoidh BERS ar a shuíomh gréasáin gach ráta maolánach den sórt sin ar tugadh fógra ina leith agus gach faisnéis ghaolmhar.
|
,
1.1 Tagairtí
1.2 Ceanglais aitheanta
1.3 Caighdeáin ghaolmhara
2. Ceanglais aitheanta
Ceanglais
| Foinse |
Ceanglas |
3. Caighdeáin ghaolmhara
Caighdeáin
| Foinse |
Ceanglas |
- Builddate: 11.07.2026 00:00:00 -Doknr: CELEX:32013L0036
- EULAW -
EN: Legal acts of the European Union from EUR-Lex, https://eur-lex.europa.eu/. © European Union. Re-use is authorised by Decision 2011/833/EU, provided the source is acknowledged; the consolidated texts are licensed under CC BY 4.0 (EUR-Lex legal notice). Divided into sections and converted into the GRCA format, the wording unchanged. Only the legislation published in the Official Journal of the European Union is deemed authentic.
DE: Rechtsakte der Europäischen Union aus EUR-Lex, https://eur-lex.europa.eu/. © Europäische Union. Weiterverwendung nach Beschluss 2011/833/EU mit Quellenangabe gestattet; die konsolidierten Fassungen stehen unter CC BY 4.0 (Rechtlicher Hinweis von EUR-Lex). In Abschnitte aufgeteilt und in das GRCA-Format umgewandelt, der Wortlaut unverändert. Verbindlich sind allein die im Amtsblatt der Europäischen Union veröffentlichten Rechtsakte.
|