+Definitions
---+14. Unless otherwise specified, terms used and defined in Regulation (EU) No 575/2013, Directive …
---+15. In addition, for the purposes of these guidelines, the following definitions apply: means a …
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Definitions
Definitions
1. Forbhreathnú
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Rialáil |
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14. Unless otherwise specified, terms used and defined in Regulation (EU) No 575/2013, Directive …
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Unless otherwise specified, terms used and defined in Regulation (EU) No 575/2013, Directive 2013/36/EU, Directive 2014/17/EU, Directive 2008/48/EC, the EBA Guidelines on internal governance under Directive 2013/36/EU14 , the EBA Guidelines on connected clients under point 39 of Article 4(1) of Regulation (EU) No 575/201315 , the EBA and European Securities and Markets Authority (ESMA) Guidelines on the assessment of the suitability of members of the management body and key function holder16 , the EBA Guidelines on sound remuneration policies under Articles 74(3) and 75(2) of Directive 2013/36/EU and disclosures under Article 450 of Regulation (EU) No 575/201317 , the EBA Guidelines on remuneration policies and practices for sales staff18 , the EBA Guidelines on outsourcing arrangements19 , the EBA Guidelines on institutions’ stress testing20 , and the Commission Recommendation of 6 May 2003 concerning the definition of micro, small and medium-sized enterprises21 have the same meaning in these guidelines.
14 EBA/GL/2017/11. 15 EBA/GL/2017/15. 16 EBA/GL/2017/12. 17 EBA/GL/2015/22. 18 EBA/GL/2016/06. 19 EBA/GL/2019/02. 20 EBA/GL/2018/04. 21 Commission Recommendation of 6 May 2003 concerning the definition of micro, small and medium-sized enterprises (OJ L 124, 20/05/2003, p. 0036-0041).
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15. In addition, for the purposes of these guidelines, the following definitions apply: means a …
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In addition, for the purposes of these guidelines, the following definitions apply: | Credit decision-maker | means a credit committee or committees and individual staff members with delegated credit decision-making powers, as set out within the credit decision-making framework specified in the institutions’ policies and procedures. has the same meaning as under point (4) of paragraph (1) of | | Commercial real estate | Section 2, 1. Definitions Recommendation ESRB/2016/1422 . means lending to finance environmentally sustainable economic activities. It is part of the wider concept of ‘sustainable finance’, meaning any financial instrument or | | Environmentally sustainable lending | investment, including equity, debt, guarantee or a risk management tool, issued in exchange for the delivery of financing activities that meeting criteria for being environmentally sustainable. means loans and advances, as defined in Annex V to | | Loan | Commission Implementing Regulation (EU) No 680/2014. means the financing of all activities of micro, small, medium-sized and large enterprises (including special purpose vehicles established for the project) involved in | | Project finance | projects in which the financial servicing of credit facilities is primarily dependent on the cash flow from sales of the project, and all the assets of the project are pledged to the institution financing the project. means a single, consistent view of all of a customer’s assets and liabilities held at an institution or a creditor on a | | Single customer view | consolidated basis, including information on all financial commitments, including their repayment history at the institution or the creditor. means the financing of all activities involved in the building, | | Shipping finance | acquisition and operation of ships and offshore installations, when the financial servicing of credit facilities is primarily dependent on the cash flow from operating or selling these ships or offshore installations, or when the collateral is structured around the ships or offshore installations, shipbuilding or various charter arrangements. means the borrower’s total funds, cash flow and payment behaviour considerations, as registered by the credit provider at the moment of the loan origination, covering all sources of cash inflows (such as income, regular private | | Source of repayment capacity | transfers — alimonies, rental income from real estate property, income from financial investments, income from private businesses or partnerships, income from other sources), funds (such as saving accounts, investment products) and regular expenses. |
22 Recommendation of the European Systemic Risk Board amending Recommendation ESRB/2016/14 on closing real estate data gaps ESRB/2019/3 (OJ C 271, 13.8.2019).
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1.1 Tagairtí
1.2 Ceanglais aitheanta
1.3 Caighdeáin ghaolmhara
2. Ceanglais aitheanta
Ceanglais
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Ceanglas |
3. Caighdeáin ghaolmhara
Caighdeáin
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Ceanglas |
- EBA - Published by the European Banking Authority at https://www.eba.europa.eu/
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