+2. Subject matter, scope and definitions
---+Subject matter
------+5. These guidelines specify the internal governance arrangements, processes and mechanisms, as laid …
---+Scope of application
------+6. These guidelines apply to institutions, as defined in point 3 of Article 4(1) of Regulation (EU) …
------+7. These guidelines apply to institutions’ internal governance arrangement and procedures in …
------+8. Sections 4 and 8 apply in relation to all credit risk being taken by institutions, excluding …
------+9. Sections 5 and 6 apply to loans to consumers, micro and small enterprises, and medium-sized and …
------+10. Competent authorities may consider applying Sections 6 and 7 to creditors that fall within the …
------+11. When, in the context of real estate lending, a property has a mixed use, such as residential …
------+12. Competent authorities should ensure that institutions apply these guidelines on individual …
---+Addressees
------+13. These guidelines are addressed to competent authorities, as defined in points (i), (iii), (vi) …
---+Definitions
------+14. Unless otherwise specified, terms used and defined in Regulation (EU) No 575/2013, Directive …
------+15. In addition, for the purposes of these guidelines, the following definitions apply: means a …
---+Proportionality
------+16. In order to ensure a proportionate application of these guidelines, the following criteria …
------+17. In relation to lending to consumers, institutions and creditors should ensure that the …

2. Subject matter, scope and definitions

2. Subject matter, scope and definitions

1. Forbhreathnú

,
Teideal Rialáil
Subject matter

Subject matter

Scope of application

Scope of application

Addressees

Addressees

Definitions

Definitions

Proportionality

Proportionality

1.1 Tagairtí

1.2 Ceanglais aitheanta

1.3 Caighdeáin ghaolmhara

2. Ceanglais aitheanta

Ceanglais
Foinse Ceanglas

3. Caighdeáin ghaolmhara

Caighdeáin
Foinse Ceanglas
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