213. At the end of the valuation process, institutions should ensure that they have obtained, for …

At the end of the valuation process, institutions should ensure that they have obtained, for each property collateral, a clear and transparent valuation report documenting all elements and parameters that determine the value of the collateral, including all the information necessary and sufficient for easy understanding of these elements and parameters, in particular:

• a. the reference value of the collateral;
• b. the approaches, methodology and key parameters and assumptions that have been used to assess the value;
• c. a description of the collateral, including its current use or multiple uses if applicable, and the property type and quality, including age and state of preservation;
• d. a description of the location of the collateral, the local market conditions and the liquidity;
• e. the legal and actual attributes of the collateral;
• f. any known circumstances that may affect the value in the short term, including drawing attention to and commenting on any issues affecting the degree of certainty or uncertainty.

1. Forbhreathnú

1.1 Tagairtí

1.2 Ceanglais aitheanta

1.3 Caighdeáin ghaolmhara

2. Ceanglais aitheanta

3. Caighdeáin ghaolmhara

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