2. Suġġett, kamp ta’ applikazzjoni u definizzjonijiet

Dan id-dokument jinkludi linji gwida maħruġin skont l-Artikolu 16 tar-Regolament (UE) Nru 1093/2010¹ . Skont l-Artikolu 16(3) tar-Regolament (UE) Nru 1093/2010, l-awtoritajiet kompetenti u l-istituzzjonijiet finanzjarji għandhom jagħmlu kull sforz possibbli biex jikkonformaw mal-linji gwida.

¹ Ir-Regolament (UE) Nru 1093/2010 tal-Parlament Ewropew u tal-Kunsill tal-24 ta’ Novembru 2010 li jistabbilixxi Awtorità Superviżorja Ewropea (Awtorità Bankarja Ewropea) u li jemenda d-Deċiżjoni Nru 716/2009/KE u jħassar id-Deċiżjoni tal-Kummissjoni 2009/78/KE, (ĠU L 331, 15.12.2010, p.12).

Il-linji gwida jipprovdu l-fehma tal-EBA dwar prattiki superviżorji xierqa fis-Sistema Ewropea ta' Superviżjoni Finanzjarja jew dwar kif il-liġi tal-Unjoni għandha tiġi applikata f'qasam partikolari. L-awtoritajiet kompetenti kif iddefiniti fl-Artikolu 4(2) tar-Regolament (UE) Nru 1093/2010 li għalihom japplikaw il-linji gwida għandhom jikkonformaw billi jinkorporawhom fil-prattiki superviżorji tagħhom kif xieraq (eż. billi jemendaw il-qafas legali tagħhom jew il-proċessi superviżorji tagħhom), inkluż fejn il-linji gwida huma diretti primarjament lejn l-istituzzjonijiet.

Rekwiżiti ta’ rapportar

B’konformità mal-Artikolu 16(3) tar-Regolament (UE) Nru 1093/2010, l-awtoritajiet kompetenti jridu jinnotifikaw lill-EBA dwar jekk jikkonformawx jew jekk hux beħsiebhom jikkonformaw ma’ dawn il-linji gwida, jew inkella bir-raġunijiet għan-nuqqas ta’ konformità, sa 29.09.2015. Fin-nuqqas ta’ kwalunkwe notifika sa din l-iskadenza, l-awtoritajiet kompetenti jitqiesu mill-EBA li mhumiex konformi. In-notifiki għandhom jintbagħtu billi tiġi sottomessa l-formola disponibbli fuq is-sit web tal-ABE lil compliance@eba.europa.eubir-referenza ‘EBA/GL/2015/03’. In-notifiki għandhom jiġu sottomessi minn persuni b’awtorità xierqa li jirrapportaw f’isem l-awtoritajiet kompetenti tagħhom. Kwalunkwe bidla fl-istat ta’ konformità għandha tiġi rrapportata wkoll lill-EBA.

In-notifiki ser jiġu ppubblikati fuq is-sit web tal-EBA, f’konformità mal-Artikolu 16(3).

The following definitions apply for the purposes of these Guidelines:

• a. ‘Conditions for early intervention’ means a situation when an institution infringes or is likely in the near future to infringe the requirements of Regulation (EU) No 575/2013, Directive 2013/36/EU, Title II of Directive 2014/65/EU or any of Articles 3 to 7, 14 to 17, and 24, 25 and 26 of Regulation (EU) No 600/2014 or of relevant EU or national implementing legislation.
• b. ‘Early intervention measures’ means the early intervention measures set out in Article 27(1) of Directive 2014/59/EU.
• c. ‘SREP’ means the supervisory review and evaluation process as defined in Article 97 of Directive 2013/36/EU and further specified in the SREP Guidelines.
• d. ‘SREP Guidelines’ means the EBA Guidelines on common procedures and methodologies for SREP developed in accordance with Article 107(3) of Directive 2013/36/EU³ .
• e. ‘Overall SREP assessment’, as defined in the SREP Guidelines, is the up-to-date assessment of the overall viability of an institution based on an assessment of SREP elements.
• f. ‘Overall SREP score’, as defined in the SREP Guidelines, is the numerical indicator of the overall risk to the viability of an institution based on the Overall SREP assessment.
• g. ‘SREP element’, as defined in the SREP Guidelines, is one of the following components of the SREP framework: business model analysis, assessment of internal governance and institution-wide controls, assessment of risks to capital, SREP capital assessment, assessment of risks to liquidity and funding, and SREP liquidity assessment.

Addressees

³ EBA/GL/2014/13 of 19 December 2014

These Guidelines are addressed to the competent authorities as defined in Article 4(2)(i) of Regulation (EU) No 1093/2010.