+Article 179 2.

Article 179 2.

Where an institution uses data that is pooled across institutions it shall meet the following requirements:

(a) 

the rating systems and criteria of other institutions in the pool are similar to its own;

(b) 

the pool is representative of the portfolio for which the pooled data is used;

(c) 

the pooled data is used consistently over time by the institution for its estimates;

(d) 

the institution shall remain responsible for the integrity of its rating systems;

(e) 

the institution shall maintain sufficient in-house understanding of its rating systems, including the ability to effectively monitor and audit the rating process.

1. Prezentare generală

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1.1 Referințe

1.2 Cerințe identificate

1.3 Standarde asociate

2. Cerințe identificate

Cerințe

3. Standarde asociate

Standarde