22 straipsnis Bendrieji pertvarkymo principai

(a)

the shareholders of the undertaking under resolution bear first losses;

(b)

creditors of the undertaking under resolution bear losses after the shareholders in accordance with the order of priority of their claims under normal insolvency proceedings, save as expressly provided for otherwise in this Directive;

(c)

the administrative, management or supervisory body and the senior management of the undertaking under resolution are replaced, except where the retention, in whole or in part, of that body or the senior management is considered necessary for the achievement of the resolution objectives;

(d)

the administrative, management or supervisory body and the senior management of the undertaking under resolution provide all assistance necessary for the achievement of the resolution objectives;

(e)

natural and legal persons are made liable under civil or criminal law for their responsibility for the failure of the undertaking under resolution;

(f)

except where otherwise provided for in this Directive, creditors of the same class are treated equally;

(g)

no shareholder or creditor incurs greater losses than they would have incurred if the insurance or reinsurance undertaking had been wound up under normal insolvency proceedings in accordance with the safeguards in Articles 55 to 57;

(h)

resolution action is taken in accordance with the safeguards in this Directive.

(a)

the impact on other group entities and on the group as a whole;

(b)

the adverse effects on policy holders, the real economy and financial stability in the Union and in Member States.