+Artikolu 3 Il-prinċipji tal-klassifikazzjoni tal-estensjonijiet u tal-bidliet
---+Article 3 1.
---+Article 3 2.
---+Article 3 3.
---+Article 3 4.
---+Article 3 5.
---+Article 3 6.
---+Article 3 7.

Artikolu 3 Il-prinċipji tal-klassifikazzjoni tal-estensjonijiet u tal-bidliet

Artikolu 3

Il-prinċipji tal-klassifikazzjoni tal-estensjonijiet u tal-bidliet

1.  1. Il-klassifikazzjoni ta' bidliet fl-approċċ IRB jitwettqu skont dan l-Artikolu u l-Artikoli 4 u 5.

Il-klassifikazzjoni tal-estensjonijiet u l-bidliet fl-AMA jitwettqu skont dan l-Artikolu u l-Artikoli 6 u 7.

▼M1

Il-klassifikazzjoni tal-estensjonijiet u l-bidliet fl-IMA jitwettqu f'konformità ma' dan l-Artikolu u l-Artikoli 7a u 7b.

▼B

2.  Fejn l-istituzzjonijiet huma meħtieġa li jikkalkulaw l-impatt kwantitattiv ta' kwalunkwe estensjoni jew bidla fuq ir-rekwiżiti ta' fondi proprji jew, fejn applikabbli, fuq l-ammonti tal-iskopertura ponderati għar-riskju, japplikaw il-metodoloġija li ġejja:

(a) 

għall-iskop ta' valutazzjoni tal-impatt kwantitattiva l-istituzzjonijiet jużaw l-aktar dejta riċenti disponibbli;

(b) 

fejn valutazzjoni preċiża tal-impatt kwantitattiv ma tkunx fattibbli, l-istituzzjonijiet minflok iwettqu valutazzjoni tal-impatt ibbażata fuq kampjun rappreżentattiv jew metodoloġiji ta' inferenza affidabbli oħra;

▼M1

(c) 

għal bidliet li ma għandhom l-ebda impatt kwantitattiv dirett, ma jeħtieġ li jiġi kkalkulat l-ebda impatt kwantitattiv kif stipulat fl-Artikolu 4(1)(c) għall-approċċ IRB jew fl-Artikolu 6(1)(c) għall-AMA jew fl-Artikolu 7a(1)(c) għall-IMA.

▼B

3.  Estensjoni jew bidla materjali waħda ma għandhiex tinqasam f'diversi bidliet jew estensjonijiet ta' anqas materjalità.

4.  F'każ ta' dubju, l-istituzzjonijiet jassenjaw estensjonijiet u bidliet lill-kategorija tal-materjalità bl-ogħla potenzjal.

5.  Fejn l-awtoritajiet kompetenti pprovdew il-permess tagħhom fir-rigward ta' estensjoni jew bidla materjali, l-istituzzjonijiet jikkalkolaw ir-rekwiżiti ta' fondi proprji bbażati fuq l-estensjoni approvata jew il-bidla mid-data speċifikata fil-permess il-ġdid li jissostitwixxi 'l dak ta' qablu. In-nonimplimentazzjoni fid-data speċifikata fil-permess il-ġdid ta' estensjoni jew bidla li għaliha ingħata l-permess mill-awtoritajiet kompetenti, teħtieġ permess ġdid mill-awtoritajiet kompetenti li jrid jiġi applikat mingħajr dewmien bla bżonn.

6.  F'każ ta' dewmien fl-implimentazzjoni tal-estensjoni jew tal-bidla li għaliha jkun ingħata l-permess mill-awtorità kompetenti, l-istituzzjoni tinnotifika lill-awtorità kompetenti u tippreżentalha pjan għal implimentazzjoni f'waqtha tal-estensjoni jew tal-bidla approvata, li hi trid tapplika f'perjodu ta' żmien li jrid jiġi miftiehem mal-awtorità kompetenti.

7.  Fejn estensjoni jew bidla hija kklassifikata bħala waħda li teħtieġ notifika minn qabel lill-awtoritajiet kompetenti, u fejn, sussegwentement għan-notifika, l-istituzzjonijiet jiddeċiedu li ma jimplimentawx l-estensjoni jew il-bidla, l-istituzzjonijiet jinnotifikaw mingħajr dewmien bla bżonn lill-awtoritajiet kompetenti b'din id-deċiżjoni.

1. Ħarsa ġenerali

,
Article 3 1.
The classification of changes in the IRB approach shall be carried out in accordance with this Article and Articles 4 and 5.

The classification of extensions and changes in the AMA shall be carried out in accordance with this Article and Articles 6 and 7.

The classification of extensions and changes in the IMA shall be carried out in accordance with this Article and Articles 7a and 7b.
Article 3 2.

Where institutions are required to calculate the quantitative impact of any extension or change on own funds requirements or, where applicable, on risk-weighted exposure amounts, they shall apply the following methodology:

(a) 

for the purpose of the assessment of the quantitative impact institutions shall use the most recent data available;

(b) 

where a precise assessment of the quantitative impact is not feasible, institutions shall instead perform an assessment of the impact based on a representative sample or other reliable inference methodologies;

▼M1

(c) 

for changes having no direct quantitative impact, no quantitative impact as laid down in Article 4(1)(c) for IRB approach or Article 6(1)(c) for AMA or Article 7a(1)(c) for IMA needs to be calculated.

▼B

Article 3 3.
One material extension or change shall not be split into several changes or extensions of lower materiality.
Article 3 4.
In case of doubt, institutions shall assign extensions and changes to the category of the highest potential materiality.
Article 3 5.
Where competent authorities have provided their permission in relation to a material extension or change, institutions shall calculate the own funds requirements based on the approved extension or change from the date specified in the new permission which shall replace the prior one. The non-implementation on the date specified in the new permission of an extension or change for which permission from competent authorities has been given, shall require a new permission from competent authorities which shall be applied for without undue delay.
Article 3 6.
In case of delay of the implementation of an extension or change for which permission from the competent authority has been granted, the institution shall notify the competent authority and present to the competent authority a plan for a timely implementation of the approved extension or change, which it shall apply within a period to be agreed with the competent authority.
Article 3 7.
Where an extension or change is classified as one requiring prior notification to competent authorities, and where, subsequently to the notification, institutions decide not to implement the extension or change, institutions shall notify without undue delay the competent authorities of this decision.

1.1 Referenzi

1.2 Rekwiżiti identifikati

1.3 Standards relatati

2. Rekwiżiti identifikati

Rekwiżiti

3. Standards relatati

Standards
  • Builddate: 09.07.2015 00:00:00 -Doknr: CELEX:32014R0529
  • EULAW -

    EN: Legal acts of the European Union from EUR-Lex, https://eur-lex.europa.eu/. © European Union. Re-use is authorised by Decision 2011/833/EU, provided the source is acknowledged; the consolidated texts are licensed under CC BY 4.0 (EUR-Lex legal notice). Divided into sections and converted into the GRCA format, the wording unchanged. Only the legislation published in the Official Journal of the European Union is deemed authentic.

    DE: Rechtsakte der Europäischen Union aus EUR-Lex, https://eur-lex.europa.eu/. © Europäische Union. Weiterverwendung nach Beschluss 2011/833/EU mit Quellenangabe gestattet; die konsolidierten Fassungen stehen unter CC BY 4.0 (Rechtlicher Hinweis von EUR-Lex). In Abschnitte aufgeteilt und in das GRCA-Format umgewandelt, der Wortlaut unverändert. Verbindlich sind allein die im Amtsblatt der Europäischen Union veröffentlichten Rechtsakte.