+REGULATION (EU) 2019/1238 OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL of 20 June 2019 on a pan-European Personal Pension Product (PEPP) (Text with EEA relevance)
---+CHAPTER I GENERAL PROVISIONS
------+Article 1 Subject matter
------+Article 2 Definitions
------+Article 3 Applicable rules
------+Article 4 PEPP contract
---------+Article 4 1.
---------+Article 4 2.
---+CHAPTER II REGISTRATION
------+Article 5 Registration
---------+Article 5 1.
---------+Article 5 2.
------+Article 6 Application for registration of a PEPP
---------+Article 6 1.
---------+Article 6 2.
---------+Article 6 3.
---------+Article 6 4.
---------+Article 6 5.
---------+Article 6 6.
------+Article 7 Registration of a PEPP
---------+Article 7 1.
---------+Article 7 2.
---------+Article 7 3.
------+Article 8 Conditions for deregistration of a PEPP
---------+Article 8 1.
---------+Article 8 2.
---------+Article 8 3.
---------+Article 8 4.
---------+Article 8 5.
---------+Article 8 6.
---------+Article 8 7.
------+Article 9 Designation
------+Article 10 Distribution of PEPPs
---------+Article 10 1.
---------+Article 10 2.
------+Article 11 Prudential regime applicable to different types of providers
------+Article 12 Publication of national provisions
---------+Article 12 1.
---------+Article 12 2.
---------+Article 12 3.
------+Article 13 Central public register
---------+Article 13 1.
---------+Article 13 2.
---------+Article 13 3.
---+CHAPTER III CROSS-BORDER PROVISION AND PORTABILITY OF PEPP
------+SECTION I Freedom to provide services and freedom of establishment
---------+Article 14 Exercise of the freedom to provide services and freedom of establishment by PEPP providers and PEPP distributors
------------+Article 14 1.
------------+Article 14 2.
---------+Article 15 Exercise of the freedom to provide services by IORPs and EU AIFM
------------+Article 15 1.
------------+Article 15 2.
------------+Article 15 3.
------------+Article 15 4.
------------+Article 15 5.
------------+Article 15 6.
---------+Article 16 Powers of the competent authorities of the host Member State
------------+Article 16 1.
------------+Article 16 2.
------------+Article 16 3.
------------+Article 16 4.
------------+Article 16 5.
------+SECTION II Portability
---------+Article 17 The portability service
------------+Article 17 1.
------------+Article 17 2.
---------+Article 18 Provision of the portability service
------------+Article 18 1.
------------+Article 18 2.
------------+Article 18 3.
---------+Article 19 Sub-accounts of the PEPP
------------+Article 19 1.
------------+Article 19 2.
---------+Article 20 Opening of a new sub-account
------------+Article 20 1.
------------+Article 20 2.
------------+Article 20 3.
------------+Article 20 4.
------------+Article 20 5.
------------+Article 20 6.
---------+Article 21 Provision of information on portability to the competent authorities
------------+Article 21 1.
------------+Article 21 2.
------------+Article 21 3.
------------+Article 21 4.
------------+Article 21 5.
------------+Article 21 6.
---+CHAPTER IV DISTRIBUTION AND INFORMATION REQUIREMENTS
------+SECTION I General provisions
---------+Article 22 General principle
---------+Article 23 Distribution regime applicable to different types of PEPP providers and PEPP distributors
------------+Article 23 1.
------------+Article 23 2.
---------+Article 24 Electronic distribution and other durable mediums
---------+Article 25 Product oversight and governance requirements
------------+Article 25 1.
------------+Article 25 2.
------+SECTION II Pre-contractual information
---------+Article 26 PEPP KID
------------+Article 26 1.
------------+Article 26 2.
------------+Article 26 3.
------------+Article 26 4.
------------+Article 26 5.
------------+Article 26 6.
------------+Article 26 7.
------------+Article 26 8.
------------+Article 26 9.
---------+Article 27 Language of the PEPP KID
------------+Article 27 1.
------------+Article 27 2.
------------+Article 27 3.
---------+Article 28 Content of the PEPP KID
------------+Article 28 1.
------------+Article 28 2.
------------+Article 28 3.
------------+Article 28 4.
------------+Article 28 5.
---------+Article 29 Marketing materials
---------+Article 30 Revision of the PEPP KID
------------+Article 30 1.
------------+Article 30 2.
---------+Article 31 Civil liabilities
------------+Article 31 1.
------------+Article 31 2.
------------+Article 31 3.
------------+Article 31 4.
------------+Article 31 5.
---------+Article 32 PEPP contracts which cover biometric risks
---------+Article 33 Provision of the PEPP KID
------------+Article 33 1.
------------+Article 33 2.
------------+Article 33 3.
------+SECTION III Advice
---------+Article 34 Specification of demands and needs and provision of advice
------------+Article 34 1.
------------+Article 34 2.
------------+Article 34 3.
------------+Article 34 4.
------------+Article 34 5.
------------+Article 34 6.
------+SECTION IV Information during the term of the contract
---------+Article 35 General provisions
------------+Article 35 1.
------------+Article 35 2.
------------+Article 35 3.
------------+Article 35 4.
------------+Article 35 5.
------------+Article 35 6.
---------+Article 36 PEPP Benefit Statement
------------+Article 36 1.
------------+Article 36 2.
---------+Article 37 Supplementary information
------------+Article 37 1.
------------+Article 37 2.
------------+Article 37 3.
---------+Article 38 Information to be given to PEPP savers during the pre-retirement phase and to PEPP beneficiaries during the decumulation phase
------------+Article 38 1.
------------+Article 38 2.
---------+Article 39 Information to be given on request to PEPP savers and PEPP beneficiaries
------+SECTION V Reporting to national authorities
---------+Article 40 General provisions
------------+Article 40 1.
------------+Article 40 2.
------------+Article 40 3.
------------+Article 40 4.
------------+Article 40 5.
------------+Article 40 6.
------------+Article 40 7.
------------+Article 40 8.
------------+Article 40 9.
---+CHAPTER V ACCUMULATION PHASE
------+SECTION I Investment rules for PEPP providers
---------+Article 41 Investment rules
------------+Article 41 1.
------------+Article 41 2.
------+SECTION II Investment options for PEPP savers
---------+Article 42 General provisions
------------+Article 42 1.
------------+Article 42 2.
------------+Article 42 3.
------------+Article 42 4.
------------+Article 42 5.
---------+Article 43 Choice of investment option by the PEPP saver
---------+Article 44 Conditions for modification of the chosen investment option
------------+Article 44 1.
------------+Article 44 2.
---------+Article 45 The Basic PEPP
------------+Article 45 1.
------------+Article 45 2.
------------+Article 45 3.
------------+Article 45 4.
---------+Article 46 Risk-mitigation techniques
------------+Article 46 1.
------------+Article 46 2.
------------+Article 46 3.
------+SECTION III Other aspects of the accumulation phase
---------+Article 47 Conditions related to the accumulation phase
------------+Article 47 1.
------------+Article 47 2.
---+CHAPTER VI INVESTOR PROTECTION
------+Article 48 Depositary
---------+Article 48 1.
---------+Article 48 2.
------+Article 49 Coverage of biometric risks
---------+Article 49 1.
---------+Article 49 2.
---------+Article 49 3.
------+Article 50 Complaints
---------+Article 50 1.
---------+Article 50 2.
---------+Article 50 3.
---------+Article 50 4.
---------+Article 50 5.
---------+Article 50 6.
---------+Article 50 7.
------+Article 51 Out-of-court redress
---------+Article 51 1.
---------+Article 51 2.
---+CHAPTER VII SWITCHING OF PEPP PROVIDERS
------+Article 52 Provision of the switching service
---------+Article 52 1.
---------+Article 52 2.
---------+Article 52 3.
---------+Article 52 4.
------+Article 53 The switching service
---------+Article 53 1.
---------+Article 53 2.
---------+Article 53 3.
---------+Article 53 4.
---------+Article 53 5.
------+Article 54 Fees and charges connected with the switching service
---------+Article 54 1.
---------+Article 54 2.
---------+Article 54 3.
---------+Article 54 4.
------+Article 55 Protection of PEPP savers against financial loss
---------+Article 55 1.
---------+Article 55 2.
---------+Article 55 3.
---------+Article 55 4.
---------+Article 55 5.
------+Article 56 Information about the switching service
---------+Article 56 1.
---------+Article 56 2.
---+CHAPTER VIII DECUMULATION PHASE
------+Article 57 Conditions related to the decumulation phase
---------+Article 57 1.
---------+Article 57 2.
------+Article 58 Forms of out-payments
---------+Article 58 1.
---------+Article 58 2.
---------+Article 58 3.
---------+Article 58 4.
------+Article 59 Modifications of the forms of out-payments
---------+Article 59 1.
---------+Article 59 2.
------+Article 60 Retirement planning and advice on out-payments
---------+Article 60 1.
---------+Article 60 2.
---+CHAPTER IX SUPERVISION
------+Article 61 Supervision by the competent authorities and monitoring by EIOPA
---------+Article 61 1.
---------+Article 61 2.
------+Article 62 Powers of competent authorities
------+Article 63 Product intervention powers of competent authorities
---------+Article 63 1.
---------+Article 63 2.
---------+Article 63 3.
---------+Article 63 4.
---------+Article 63 5.
------+Article 64 Facilitation and coordination
---------+Article 64 1.
---------+Article 64 2.
---------+Article 64 3.
------+Article 65 Product intervention powers of EIOPA
---------+Article 65 1.
---------+Article 65 2.
---------+Article 65 3.
---------+Article 65 4.
---------+Article 65 5.
---------+Article 65 6.
---------+Article 65 7.
---------+Article 65 8.
---------+Article 65 9.
------+Article 66 Cooperation and consistency
---------+Article 66 1.
---------+Article 66 2.
---------+Article 66 3.
---------+Article 66 4.
---------+Article 66 5.
---+CHAPTER X PENALTIES
------+Article 67 Administrative penalties and other measures
---------+Article 67 1.
---------+Article 67 2.
---------+Article 67 3.
---------+Article 67 4.
---------+Article 67 5.
------+Article 68 Exercise of the power to impose administrative penalties and other measures
---------+Article 68 1.
---------+Article 68 2.
------+Article 69 Publication of administrative penalties and other measures
---------+Article 69 1.
---------+Article 69 2.
---------+Article 69 3.
---------+Article 69 4.
---------+Article 69 5.
------+Article 70 Duty to submit information to EIOPA in relation to administrative penalties and other measures
---------+Article 70 1.
---------+Article 70 2.
---------+Article 70 3.
---------+Article 70 4.
------+Article 70a Accessibility of information on the European single access point
---------+Article 70a 1.
---------+Article 70a 2.
---------+Article 70a 3.
---------+Article 70a 4.
---------+Article 70a 5.
---------+Article 70a 6.
---------+Article 70a 7.
---+CHAPTER XI FINAL PROVISIONS
------+Article 71 Processing of personal data
------+Article 72 Exercise of the delegation
---------+Article 72 1.
---------+Article 72 2.
---------+Article 72 3.
---------+Article 72 4.
---------+Article 72 5.
---------+Article 72 6.
------+Article 73 Evaluation and report
---------+Article 73 1.
---------+Article 73 2.
---------+Article 73 3.
------+Article 74 Entry into force and application
 English - European Union - Financial Industry -

REGULATION (EU) 2019/1238 OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL of 20 June 2019 on a pan-European Personal Pension Product (PEPP) (Text with EEA relevance)

REGULATION (EU) 2019/1238 OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL

of 20 June 2019

on a pan-European Personal Pension Product (PEPP)

(Text with EEA relevance)

This Regulation shall be binding in its entirety and directly applicable in all Member States.

1. Overzicht

,
CHAPTER I GENERAL PROVISIONS CHAPTER I GENERAL PROVISIONS
CHAPTER II REGISTRATION CHAPTER II REGISTRATION
CHAPTER III CROSS-BORDER PROVISION AND PORTABILITY OF PEPP CHAPTER III CROSS-BORDER PROVISION AND PORTABILITY OF PEPP
CHAPTER IV DISTRIBUTION AND INFORMATION REQUIREMENTS CHAPTER IV DISTRIBUTION AND INFORMATION REQUIREMENTS
CHAPTER V ACCUMULATION PHASE CHAPTER V ACCUMULATION PHASE
CHAPTER VI INVESTOR PROTECTION CHAPTER VI INVESTOR PROTECTION
CHAPTER VII SWITCHING OF PEPP PROVIDERS CHAPTER VII SWITCHING OF PEPP PROVIDERS
CHAPTER VIII DECUMULATION PHASE CHAPTER VIII DECUMULATION PHASE
CHAPTER IX SUPERVISION CHAPTER IX SUPERVISION
CHAPTER X PENALTIES CHAPTER X PENALTIES
CHAPTER XI FINAL PROVISIONS CHAPTER XI FINAL PROVISIONS

1.1 Referenties

1.2 Geïdentificeerde eisen

1.3 Gerelateerde standaarden

2. Geïdentificeerde eisen

Eisen

3. Gerelateerde standaarden

Standaarden

Gekoppelde issues

Koppelingen
is related to Imported: PEPP-Verordnung (EU) 2019/1238 (CELEX:02019R1238-20240109)