+2. Subject matter, scope and definitions
---+Subject matter
------+5. These guidelines specify the internal governance arrangements, processes and mechanisms, as laid …
---+Scope of application
------+6. These guidelines apply to institutions, as defined in point 3 of Article 4(1) of Regulation (EU) …
------+7. These guidelines apply to institutions’ internal governance arrangement and procedures in …
------+8. Sections 4 and 8 apply in relation to all credit risk being taken by institutions, excluding …
------+9. Sections 5 and 6 apply to loans to consumers, micro and small enterprises, and medium-sized and …
------+10. Competent authorities may consider applying Sections 6 and 7 to creditors that fall within the …
------+11. When, in the context of real estate lending, a property has a mixed use, such as residential …
------+12. Competent authorities should ensure that institutions apply these guidelines on individual …
---+Addressees
------+13. These guidelines are addressed to competent authorities, as defined in points (i), (iii), (vi) …
---+Definitions
------+14. Unless otherwise specified, terms used and defined in Regulation (EU) No 575/2013, Directive …
------+15. In addition, for the purposes of these guidelines, the following definitions apply: means a …
---+Proportionality
------+16. In order to ensure a proportionate application of these guidelines, the following criteria …
------+17. In relation to lending to consumers, institutions and creditors should ensure that the …
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2. Subject matter, scope and definitions
2. Subject matter, scope and definitions
1. Overview
1.1 References
1.2 Identified Requirements
1.3 Related Standards
2. Identified Requirements
Requirements
| Source |
Requirement |
3. Related Standards
Standards
| Source |
Requirement |
- EBA - Published by the European Banking Authority at https://www.eba.europa.eu/
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