+6.2 Sound forbearance processes
---+6.2.1 Forbearance policy
------+134. Credit institutions should develop a policy on their forbearance activities. The policy should …
------+135. Credit institutions should regularly review their forbearance policies and options based on …
---+6.2.2 Efficiency and effectiveness of forbearance activities
------+136. Credit institutions should monitor the quality of forbearance activities to make sure that …
------+137. Credit institutions should measure the efficiency of the process for granting forbearance …
------+138. Credit institutions should monitor effectiveness of forbearance measures granted. This …
------+139. Credit institutions should monitor indicators relating to forbearance activities using a …
---+6.2.3 Assessing the borrower’s repayment capacity
------+140. Before granting any forbearance measures, credit institutions should assess the borrower’s …
---+6.2.4 Standardised forbearance products and decision trees
------+141. Credit institutions should have adequate policies and procedures in place with a range of …
------+142. Credit institutions should consider developing decision trees and standardised forbearance …
---+6.2.5 Comparison with other NPE workout options
------+143. Credit institutions should use a net present value approach to determine the most suitable and …
---+6.2.6 Forbearance targets and monitoring
------+144. Forbearance contracts and documentation should include a well-defined borrower target …

6.2 Sound forbearance processes

6.2 Sound forbearance processes

1. Overview

,
6.2.1 Forbearance policy

6.2.1 Forbearance policy
6.2.2 Efficiency and effectiveness of forbearance activities

6.2.2 Efficiency and effectiveness of forbearance activities
6.2.3 Assessing the borrower’s repayment capacity

6.2.3 Assessing the borrower’s repayment capacity
6.2.4 Standardised forbearance products and decision trees

6.2.4 Standardised forbearance products and decision trees
6.2.5 Comparison with other NPE workout options

6.2.5 Comparison with other NPE workout options
6.2.6 Forbearance targets and monitoring

6.2.6 Forbearance targets and monitoring

1.1 References

1.2 Identified Requirements

1.3 Related Standards

2. Identified Requirements

Requirements

3. Related Standards

Standards
  • EBA - Published by the European Banking Authority at https://www.eba.europa.eu/