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+Requirements regarding national provisional lists of the most representative services linked to a payment account and subject to a fee ---+A B ---+C ------+1. Please indicate a list of at least 10 and no more than 20 of the most representative services … ------+2. Please add rows to the tables for each of the services included in your list of at least 10 and … ------+3. Please highlight specifically any word or terminology that is standardised in your Member State. … ------+4. Some examples of services that would fall under each of the types are presented in a table below … ------+5. Please note that this list of codes is not exhaustive – it is intended purely to facilitate the … ------+6. One example of a service is pre-filled in for information purposes only. If this service is not … ------+7. Please indicate the relevant channels of delivery for the service in question. Please note that … ------+8. Please note that you are asked to indicate the most common market practices for each service … ------+1. Payment account 2. Name of services 3. Description of the 4. Description of the 5. Description … ------+Examples of services under Type 1 – ‘Account management / maintenance and related services’ ID code ---------+1. Payment 2. Name of services 3. Description of the 4. Description of the 5. Description of the 6. … ------+Examples of services under Type 2 – ‘Payment instruments (card and cheque services)’ ID code ---------+1. Payment 2. Name of 3. Description 4. Description of the service 5. Description of the most 6. … ---------+1. Payment 2. Name of services 3. Description of the 4. Description of the 5. Description of the 6. … ------+Examples of services under Type 4 – ‘International payments and foreign currency-related services’ ID code ---------+1. Payment 2. Name of services 3. Description of the 4. Description of the 5. Description of the 6. … |
Requirements regarding national provisional lists of the most representative services linked to a payment account and subject to a feeGuideline 1: Identifying services to be considered for the provisional lists 1.1. With regard to the criterion of ‘services most commonly used by consumers in relation to their payment account’ as referred to in point (a) of Article 3(2) of Directive 2014/92/EU, the factors below should be considered, to the extent deemed necessary to determine the list:
1.2. With regard to the criterion of ‘services that generate the highest cost for consumers, both overall as well as per unit’ as referred to in point (b) of Article 3(2) of Directive 2014/92/EU, the factors below should be considered, to the extent deemed necessary to determine the list:
Guideline 2: Exercising judgement when establishing the provisional lists 2.1. When establishing the provisional list, competent authorities should give priority to those services that satisfy both criteria (i.e. in area C of Figure 1). 2.2. In a second step, since the criteria are not strictly cumulative, competent authorities should also consider services that only satisfy one of the criteria (i.e. in areas A or B) for inclusion in the provisional list. Figure 1 - Services and criteria 1. Forbhreathnú
1.1 Tagairtí1.2 Ceanglais aitheanta1.3 Caighdeáin ghaolmhara2. Ceanglais aitheanta
3. Caighdeáin ghaolmhara
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