103. Where in the case of retail exposures and purchased corporate receivables institutions derive …

Where in the case of retail exposures and purchased corporate receivables institutions derive LGD estimates from realised losses and appropriate estimates of PDs in accordance with Articles 161(2) and 181(2)(a) of Regulation (EU) No 575/2013 they should ensure that:

• (a) the process for estimating total losses meets the requirements of Article 179 of Regulation (EU) No 575/2013 and the outcome is consistent with the concept of LGD as set out in Article 181(1)(a) of this Regulation, as well as with the requirements specified in Chapter 6, in particular with the concept of economic loss as specified in section 6.3.1;
• (b) the process for estimating PD meets the requirements of Articles 179 and 180 of Regulation (EU) No 575/2013 as well as the requirements specified in Chapter 5.

1. Forbhreathnú

1.1 Tagairtí

• Airteagal 179 Ceanglais fhoriomlána maidir le meastachán a dhéanamh
• Airteagal 180 Ceanglais a bhaineann go sonrach le meastachán ar PD

1.2 Ceanglais aitheanta

1.3 Caighdeáin ghaolmhara

2. Ceanglais aitheanta

3. Caighdeáin ghaolmhara

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