+7. Valuation of immovable and movable property
---+7.1 Valuation at the point of origination
------+206. When a credit facility is secured by an immovable or movable property collateral, institutions …
------+207. Institutions should ensure that the property collateral is valued in accordance with …
------+208. When applicable, institutions should take into account ESG factors affecting the value of the …
------+209. At the point of origination, institutions should ensure that the value of all immovable …
------+210. As a derogation from paragraph 209, for the purposes of a valuation of residential real estate …
------+211. When institutions use external valuers, they should establish a panel (a list) of accepted …
------+212. Institutions should ensure that the valuers provide an impartial, clear, transparent and …
------+213. At the end of the valuation process, institutions should ensure that they have obtained, for …
------+214. Institutions should critically review the valuation they receive, from the valuer, in …
------+215. At the point of origination, institutions should ensure that the value of all movable property …
------+216. When applicable, institutions should set out, in their policies and procedures, approaches for …
------+217. When institutions use external valuers, they should establish a panel (selection) of accepted …
------+218. For movable property collateral that is subject to an individual valuation by a valuer …
------+219. For movable property subject to a valuation by statistical models, institutions should ensure …
------+220. Institutions should have adequate IT processes, systems and capabilities in place and …
---+7.2 Monitoring and revaluation
------+221. When monitoring property values as laid down in Article 208(3) of Regulation (EU) No 575/2013 …
------+222. Institutions should set out appropriate frequencies for monitoring the value of the …
------+223. Institutions should ensure that any indices and statistical models used to monitor the value …
------+224. Institutions should have policies and procedures for the revaluation of immovable property …
------+225. When the conditions for a review in accordance with Article 208(3)(b) of Regulation (EU) No …
------+226. When the conditions for a review in accordance with Article 208(3)(b) of Regulation (EU) No …
------+227. For the monitoring of movable property collateral, institutions may rely on appropriate …
------+228. Institutions should, in their policies and procedures, set out approaches to using a valuer or …
------+229. Institutions’ policies and procedures should include, when applicable, criteria for individual …
------+230. Institutions should have adequate IT processes, systems, capabilities and sufficient data for …
---+7.3 Criteria for valuers
------+231. Institutions should ensure that a valuer carrying out the valuation or revaluation tasks: a. …
------+232. Institutions should ensure that the fee or the salary of the valuer and the result of the …
------+233. Institutions should assess the performance of the valuers, in particular the accuracy of the …
------+234. In order to mitigate any conflict of interest sufficiently, institutions should take …
------+235. Institutions should ensure an adequate rotation of valuers and define the number of sequential …
---+7.4 Criteria for advanced statistical models for valuation
------+236. Institutions should set out, in their policies and procedures, the criteria for using advanced …
------+237. Institutions should ensure that the advanced statistical models used are: a. property and …
------+238. When using these advanced statistical models, institutions are ultimately responsible for the …
------+239. Institutions should have adequate IT processes, systems and capabilities in place and …

7. Valuation of immovable and movable property

7. Valuation of immovable and movable property

1. Forbhreathnú

,
7.1 Valuation at the point of origination

7.1 Valuation at the point of origination
7.2 Monitoring and revaluation

7.2.1 Immovable property collateral
7.3 Criteria for valuers

7.3 Criteria for valuers
7.4 Criteria for advanced statistical models for valuation

7.4 Criteria for advanced statistical models for valuation

1.1 Tagairtí

1.2 Ceanglais aitheanta

1.3 Caighdeáin ghaolmhara

2. Ceanglais aitheanta

Ceanglais

3. Caighdeáin ghaolmhara

Caighdeáin
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