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DIRECTIVE 2009/138/EC OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL of 25 November 2009 on the taking-up and pursuit of the business of Insurance and Reinsurance (Solvency II) (recast) (Text with EEA relevance)

DIRECTIVE 2009/138/EC OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL

of 25 November 2009

on the taking-up and pursuit of the business of Insurance and Reinsurance (Solvency II)

(recast)

(Text with EEA relevance)

1. Panoramica

TABLE OF CONTENTS
TITLE I	GENERAL RULES ON THE TAKING-UP AND PURSUIT OF DIRECT INSURANCE AND REINSURANCE ACTIVITIES
CHAPTER I	Subject matter, scope and definitions
SECTION 1	Subject matter and scope
SECTION 2	Exclusions from scope
Subsection 1	General
Subsection 2	Non-life
Subsection 3	Life
Subsection 4	Reinsurance
SECTION 3	Definitions
CHAPTER II	Taking-up of business
CHAPTER III	Supervisory authorities and general rules
CHAPTER IV	Conditions governing business
SECTION 1	Responsibility of the administrative, management or supervisory body
SECTION 2	System of governance
SECTION 3	Public disclosure
SECTION 4	Qualifying holdings
SECTION 5	Professional sedcrecy, exchange of information and promotion of supervisory convergence
SECTION 6	Duties of auditors
CHAPTER V	Pursuit of life and non-life insurance activity
CHAPTER VI	Rules relating to the valuation of assets and liabilities, technical provisions, own funds, solvency capital requirement, minimum capital requirement and investment rules
SECTION 1	Valuation of assets and liabilities
SECTION 2	Rules relating to technical provisions
SECTION 3	Own funds
Subsection 1	Determination of own funds
Subsection 2	Classification of own funds
Subsection 3	Eligibility of own funds
SECTION 4	Solvency capital requirement
Subsection 1	General provisions for the solvency capital requirement using the standard formula or an internal model
Subsection 2	Solvency capital requirement standard formula
Subsection 3	Solvency capital requirement full and partial internal models
SECTION 5	Minimum capital requirement
SECTION 6	Investments
CHAPTER VII	Insurance and reinsurance undertakings in difficulty or in an irregular situation
CHAPTER VIII	Right of establishment and freedom to provide services
SECTION 1	Establishment by insurance undertakings
SECTION 2	Freedom to provide services: by insurance undertakings
Subsection 1	General provisions
Subsection 2	Third party motor vehicle liability
SECTION 3	Competencies of the supervisory authorities of the host member state
Subsection 1	Insurance
Subsection 2	Reinsurance
SECTION 4	Statistical information
SECTION 5	Treatment of contracts of branches in winding-up proceedings
CHAPTER IX	Branches established within the community and belonging to insurance or reinsurance undertakings with head offices situated outside the community
SECTION 1	Taking-up of business
SECTION 2	Reinsurance
CHAPTER X	Subsidiaries of insurance and reinsurance undertakings governed by the laws of a third country and acquisitions of holdings by such undertakings
TITLE II	SPECIFIC PROVISIONS FOR INSURANCE AND REINSURANCE
CHAPTER I	Applicable law and conditions of direct insurance contracts
SECTION 1	Applicable law
SECTION 2	Compulsory insurance
SECTION 3	General good
SECTION 4	Conditions of insurance contracts and scales of premiums
SECTION 5	Information for policy holders
Subsection 1	Non-life insurance
Subsection 2	Life insurance
CHAPTER II	Provisions specific to non-life insurance
SECTION 1	General provisions
SECTION 2	Community co-insurance
SECTION 3	Assistance
SECTION 4	Legal expenses insurance
SECTION 5	Health insurance
SECTION 6	Insurance against accidents at work
CHAPTER III	Provisions specific to life insurance
CHAPTER IV	Rules specific to reinsurance
TITLE III	SUPERVISION OF INSURANCE AND REINSURANCE UNDERTAKINGS IN A GROUP
CHAPTER I	Group supervision: definitions, cases of application, scope and levels
SECTION 1	Definitions
SECTION 2	Cases of application and scope
SECTION 3	Levels
CHAPTER II	Financial position
SECTION 1	Group solvency
Subsection 1	General provisions
Subsection 2	Choice of calculation method and general principles
Subsection 3	Application of the calculation methods
Subsection 4	Calculation methods
Subsection 5	Supervision of group solvency for insurance and reinsurance undertakings that are subsidiaries of an insurance holding company or a mixed financial holding company
Subsection 6	Supervision of group solvency for groups with centralised risk management
SECTION 2	Risk concentration and intra-group transactions
SECTION 3	Risk management and internal control
CHAPTER III	Measures to facilitate group supervision
CHAPTER IV	Third countries
CHAPTER V	Mixed-activity insurance holding companies
TITLE IV	REORGANISATION AND WINDING-UP OF INSURANCE UNDERTAKINGS
CHAPTER I	Scope and definitions
CHAPTER II	Reorganisation measures
CHAPTER III	Winding-up proceedings
CHAPTER IV	Common provisions
TITLE V	OTHER PROVISIONS
TITLE VI	TRANSITIONAL AND FINAL PROVISIONS
CHAPTER I	Transitional provisions
SECTION 1	Insurance
SECTION 2	Reinsurance
SECTION 3	Insurance and reinsurance
CHAPTER II	Final provisions
ANNEX I	CLASSES OF NON-LIFE INSURANCE
A.	Classification of risks according to classes of insurance
B.	Description of authorisations granted for more than one class of insurance
ANNEX II	CLASSES OF LIFE INSURANCE
ANNEX III	LEGAL FORMS OF UNDERTAKINGS
A.	Forms of non-life insurance undertaking:
B.	Forms of life insurance undertaking:
C.	Forms of reinsurance undertaking:
ANNEX IV	SOLVENCY CAPITAL REQUIREMENT (SCR) STANDARD FORMULA
1.	Calculation of the Basic Solvency Capital Requirement
2.	Calculation of the non-life underwriting risk module
3.	Calculation of the life underwriting risk module
4.	Calculation of the market risk module
ANNEX V	GROUPS OF NON-LIFE INSURANCE CLASSES FOR THE PURPOSES OF ARTICLE 159
ANNEX VI
Part A	Repealed Directives with list of their successive amendments (referred to in Article 310)
Part B	List of time-limits for transposition into national law (referred to in Article 310)
ANNEX VII	CORRELATION TABLE

TITLE I GENERAL RULES ON THE TAKING-UP AND PURSUIT OF DIRECT INSURANCE AND REINSURANCE ACTIVITIES

TITLE II SPECIFIC PROVISIONS FOR INSURANCE AND REINSURANCE

TITLE III SUPERVISION OF INSURANCE AND REINSURANCE UNDERTAKINGS IN A GROUP

TITLE IV REORGANISATION AND WINDING-UP OF INSURANCE UNDERTAKINGS

TITLE V OTHER PROVISIONS

TITLE VI TRANSITIONAL AND FINAL PROVISIONS

ANNEX I CLASSES OF NON-LIFE INSURANCE

ANNEX I

CLASSES OF NON-LIFE INSURANCE

A. Classification of risks according to classes of insurance

1. Accident (including industrial injury and occupational diseases):

—

fixed pecuniary benefits,

—

benefits in the nature of indemnity,

—

combinations of the two,

—

injury to passengers,

2. Sickness:

—

fixed pecuniary benefits,

—

benefits in the nature of indemnity,

—

combinations of the two,

3. Land vehicles (other than railway rolling stock)

All damage to or loss of:

—

land motor vehicles,

—

land vehicles other than motor vehicles,

4. Railway rolling stock

All damage to or loss of railway rolling stock.

5. Aircraft

All damage to or loss of aircraft.

6. Ships (sea, lake and river and canal vessels)

All damage to or loss of:

—

river and canal vessels,

—

lake vessels,

—

sea vessels,

7. Goods in transit (including merchandise, baggage, and all other goods)

All damage to or loss of goods in transit or baggage, irrespective of the form of transport.

8. Fire and natural forces

All damage to or loss of property (other than property included in classes 3, 4, 5, 6 and 7) due to:

—

fire,

—

explosion,

—

storm,

—

natural forces other than storm,

—

nuclear energy,

—

land subsidence,

9. Other damage to property

All damage to or loss of property (other than property included in classes 3, 4, 5, 6 and 7) due to hail or frost, and any event such as theft, other than that included in class 8.

10. Motor vehicle liability

All liability arising out of the use of motor vehicles operating on the land (including carrier’s liability).

11. Aircraft liability

All liability arising out of the use of aircraft (including carrier’s liability).

12. Liability for ships (sea, lake and river and canal vessels)

All liability arising out of the use of ships, vessels or boats on the sea, lakes, rivers or canals (including carrier’s liability).

13. General liability

All liability other than those referred to in classes 10, 11 and 12.

14. Credit:

—

insolvency (general),

—

export credit,

—

instalment credit,

—

mortgages,

—

agricultural credit,

15. Suretyship:

—

suretyship (direct),

—

suretyship (indirect),

16. Miscellaneous financial loss:

—

employment risks,

—

insufficiency of income (general),

—

bad weather,

—

loss of benefits,

—

continuing general expenses,

—

unforeseen trading expenses,

—

loss of market value,

—

loss of rent or revenue,

—

other indirect trading loss,

—

other non-trading financial loss,

—

other forms of financial loss,

17. Legal expenses

Legal expenses and costs of litigation.

18. Assistance

Assistance for persons who get into difficulties while travelling, while away from their home or their habitual residence.

B. Description of authorisations granted for more than one class of insurance

The following names shall be given to authorisations which simultaneously cover the following classes:

(a)

Classes 1 and 2: ‘Accident and Health Insurance’;

(b)

Classes 1 (fourth indent), 3, 7 and 10: ‘Motor Insurance’;

(c)

Classes 1 (fourth indent), 4, 6, 7 and 12: ‘Marine and Transport Insurance’;

(d)

Classes 1 (fourth indent), 5, 7 and 11: ‘Aviation Insurance’;

(e)

Classes 8 and 9: ‘Insurance against Fire and other Damage to Property’;

(f)

Classes 10, 11, 12 and 13: ‘Liability Insurance’;

(g)

Classes 14 and 15: ‘Credit and Suretyship Insurance’;

(h)

All classes, at the choice of the Member States, which shall notify the other Member States and the Commission of their choice.

ANNEX II CLASSES OF LIFE INSURANCE

ANNEX II

CLASSES OF LIFE INSURANCE

The life insurance referred to in points (a)(i), (ii) and (iii) of Article 2(3) excluding those referred to in II and III;

II.

Marriage assurance, birth assurance;

III.

The insurance referred to in points (a)(i) and (ii) of Article 2(3), which are linked to investment funds;

IV.

Permanent health insurance, referred to in point (a)(iv) of Article 2(3);

Tontines, referred to in point (b)(i) of Article 2(3);

VI.

Capital redemption operations, referred to in point (b)(ii) of Article 2(3);

VII.

Management of group pension funds, referred to in point (b)(iii) and (iv) of Article 2(3);

VIII.

The operations referred to in point (b)(v) of Article 2(3);

IX.

The operations referred to in Article 2(3)(c).

ANNEX III LEGAL FORMS OF UNDERTAKINGS

ANNEX III

LEGAL FORMS OF UNDERTAKINGS

A. Forms of non-life insurance undertaking:

(1)

in the case of the Kingdom of Belgium: ‘société anonyme/naamloze vennootschap’, ‘société en commandite par actions/commanditaire vennootschap op aandelen’, ‘association d'assurance mutuelle/onderlinge verzekeringsvereniging’, ‘société coopérative/coöperatieve vennootschap’, ‘société mutualiste/maatschappij van onderlinge bijstand’;

(2)

in the case of the Republic of Bulgaria: ‘акционерно дружество’;

(3)

in the case of the Czech Republic: ‘akciová společnost’, ‘družstvo’;

(4)

in the case of the Kingdom of Denmark: ‘aktieselskaber’, ‘gensidige selskaber’;

(5)

in the case of the Federal Republic of Germany: ‘Aktiengesellschaft’, ‘Versicherungsverein auf Gegenseitigkeit’, ‘Öffentlich-rechtliches Wettbewerbsversicherungsunternehmen’;

(6)

in the case of the Republic of Estonia: ‘aktsiaselts’;

(7)

in the case of Ireland: incorporated companies limited by shares or by guarantee or unlimited;

(8)

in the case of the Hellenic Republic: ‘ανώνυμη εταιρία’, ‘αλληλασφαλιστικός συνεταιρισμός’;

(9)

in the case of the Kingdom of Spain: ‘sociedad anónima’, ‘sociedad mutua’, ‘sociedad cooperativa’;

(10)

in the case of the French Republic: ‘société anonyme’, ‘société d'assurance mutuelle’, ‘institution de prévoyance régie par le code de la sécurité sociale’, ‘institution de prévoyance régie par le code rural’, ‘mutuelles régies par le code de la mutualité’;

▼M3

(10a)

in the case of the Republic of Croatia: ‘dioničko društvo’, ‘društvo za uzajamno osiguranje’;

▼B

(11)

in the case of the Italian Republic: ‘società per azioni’, ‘società cooperativa’, ‘mutua di assicurazione’;

(12)

in the case of the Republic of Cyprus: ‘εταιρεία περιορισμένης ευθύνης με μετοχές’, ‘εταιρεία περιορισμένης ευθύνης χωρίς μετοχικό κεφάλαιο’;

(13)

in the case of the Republic of Latvia: ‘apdrošināšanas akciju sabiedrība’, ‘savstarpējās apdrošināšanas kooperatīvā biedrība’;

(14)

in the case of the Republic of Lithuania: ‘akcinė bendrovė’, ‘uždaroji akcinė bendrovė’;

(15)

in the case of the Grand Duchy of Luxembourg: ‘société anonyme’, ‘société en commandite par actions’, ‘association d'assurances mutuelles’, ‘société coopérative’;

(16)

in the case of the Republic of Hungary: ‘biztosító részvénytársaság’, ‘biztosító szövetkezet’, ‘biztosító egyesület’, ‘külföldi székhelyű biztosító magyarországi fióktelepe’;

(17)

in the case of the Republic of Malta: ‘limited liability company/kumpannija b' responsabbilta' limitata’;

(18)

in the case of the Kingdom of the Netherlands: ‘naamloze vennootschap’, ‘onderlinge waarborgmaatschappij’;

(19)

in the case of the Republic of Austria: ‘Aktiengesellschaft’, ‘Versicherungsverein auf Gegenseitigkeit’;

(20)

in the case of the Republic of Poland: ‘spółka akcyjna’, ‘towarzystwo ubezpieczeń wzajemnych’;

(21)

in the case of the Portuguese Republic: ‘sociedade anónima’, ‘mútua de seguros’;

(22)

in the case of Romania: ‘societăți pe acțiuni’, ‘societăți mutuale’;

(23)

in the case of the Republic of Slovenia: ‘delniška družba’, ‘družba za vzajemno zavarovanje’;

(24)

in the case of the Slovak Republic: ‘akciová spoločnosť’;

(25)

in the case of the Republic of Finland: ‘keskinäinen vakuutusyhtiö/ömsesidigt försäkringsbolag’, ‘vakuutusosakeyhtiö/försäkringsaktiebolag’, ‘vakuutusyhdistys/försäkringsförening’;

(26)

in the case of the Kingdom of Sweden: ‘försäkringsaktiebolag’, ‘ömsesidiga försäkringsbolag’, ‘understödsföreningar’;

(27)

in the case of the United Kingdom: companies limited by shares or by guarantee or unlimited, societies registered under the Industrial and Provident Societies Acts, societies registered under the Friendly Societies Acts, the association of underwriters known as Lloyd’s;

▼M5

(28)

in any event and as an alternative to the forms of non-life insurance undertaking listed in points (1) to (27) and (29), the form of a European Company (SE) as defined in Council Regulation (EC) No 2157/2001 ( 20 );

(29)

to the extent that the Member State concerned allows for the legal form of a cooperative society to take up the business of non-life insurance and as an alternative to the forms of non-life insurance undertaking listed in points (1) to (28), the form of a European Cooperative Society in accordance with Council Regulation (EC) No 1435/2003 ( 21 ).

▼B

B. Forms of life insurance undertaking:

(1)

(2)

in the case of the Republic of Bulgaria: ‘акционерно дружество’, ‘взаимозастрахователна кооперация’;

(3)

in the case of the Czech Republic: ‘akciová společnost’, ‘družstvo’;

(4)

in the case of the Kingdom of Denmark: ‘aktieselskaber’, ‘gensidige selskaber’, ‘pensionskasser omfattet af lov om forsikringsvirksomhed (tværgående pensionskasser)’;

(5)

in the case of the Federal Republic of Germany: ‘Aktiengesellschaft’, ‘Versicherungsverein auf Gegenseitigkeit’, ‘öffentlich-rechtliches Wettbewerbsversicherungsunternehmen’;

(6)

in the case of the Republic of Estonia: ‘aktsiaselts’;

(7)

in the case of Ireland: ‘incorporated companies limited by shares or by guarantee or unlimited’, ‘societies registered under the Industrial and Provident Societies Acts’, ‘societies registered under the Friendly Societies Acts’;

(8)

in the case of the Hellenic Republic: ‘ανώνυμη εταιρία’;

(9)

in the case of the Kingdom of Spain: ‘sociedad anónima’, ‘sociedad mutua’, ‘sociedad cooperativa’;

(10)

▼M3

(10a)

in the case of the Republic of Croatia: ‘dioničko društvo’, ‘društvo za uzajamno osiguranje’;

▼B

(11)

in the case of the Italian Republic: ‘società per azioni’, ‘società cooperativa’, ‘mutua di assicurazione’;

(12)

in the case of the Republic of Cyprus: ‘εταιρεία περιορισμένης ευθύνης με μετοχές’, ‘εταιρεία περιορισμένης ευθύνης με εγγύηση’;

(13)

in the case of the Republic of the Latvia: ‘apdrošināšanas akciju sabiedrība’, ‘savstarpējās apdrošināšanas kooperatīvā biedrība’;

(14)

in the case of the Republic of Lithuania: ‘akcinė bendrovė’, ‘uždaroji akcinė bendrovė’;

(15)

in the case of the Grand Duchy of Luxembourg: ‘société anonyme’, ‘société en commandite par actions’, ‘association d'assurances mutuelles’, ‘société coopérative’;

(16)

(17)

in the case of the Republic of Malta: ‘limited liability company/kumpannija b' responsabbilta' limitata’;

(18)

in the case of the Kingdom of the Netherlands: ‘naamloze vennootschap’, ‘onderlinge waarborgmaatschappij’;

(19)

in the case of the Republic of Austria: ‘Aktiengesellschaft’, ‘Versicherungsverein auf Gegenseitigkeit’;

(20)

in the case of the Republic of Poland: ‘spółka akcyjna’, ‘towarzystwo ubezpieczeń wzajemnych’;

(21)

in the case of the Portuguese Republic: ‘sociedade anónima’, ‘mútua de seguros’;

(22)

in the case of Romania: ‘societăți pe acțiuni’, ‘societăți mutuale’;

(23)

in the case of the Republic of Slovenia: ‘delniška družba’, ‘družba za vzajemno zavarovanje’;

(24)

in the case of the Slovak Republic: ‘akciová spoločnosť’;

(25)

(26)

in the case of Kingdom of Sweden: ‘försäkringsaktiebolag’, ‘ömsesidiga försäkringsbolag’, ‘understödsföreningar’;

(27)

in the case of the United Kingdom: companies limited by shares or by guarantee or unlimited, societies registered under the Industrial and Provident Societies Acts, societies registered or incorporated under the Friendly Societies Acts, the association of underwriters known as Lloyd’s;

▼M5

(28)

in any event and as an alternative to the forms of life insurance undertaking listed in points (1) to (27) and (29), the form of a European Company (SE) as defined in Regulation (EC) No 2157/2001;

(29)

to the extent that the Member State concerned allows for the legal form of a cooperative society to take up the business of life insurance and as an alternative to the forms of life insurance undertaking listed in points (1) to (28), the form of a European Cooperative Society in accordance with Regulation (EC) No 1435/2003.

▼B

C. Forms of reinsurance undertaking:

(1)

(2)

in the case of the Republic of Bulgaria ‘акционерно дружество’;

(3)

in the case of the Czech Republic: ‘akciová společnost’;

(4)

in the case of the Kingdom of Denmark: ‘aktieselskaber’, ‘gensidige selskaber’;

(5)

in the case of the Federal Republic of Germany: ‘Aktiengesellschaft’, ‘Versicherungsverein auf Gegenseitigkeit’, ‘Öffentlich-rechtliches Wettbewerbsversicherungsunternehmen’;

(6)

in the case of the Republic of Estonia: ‘aktsiaselts’;

(7)

in the case of Ireland: incorporated companies limited by shares or by guarantee or unlimited;

(8)

in the case of the Hellenic Republic: ‘ανώνυμη εταιρία’, ‘αλληλασφαλιστικός συνεταιρισμός’;

(9)

in the case of the Kingdom of Spain: ‘sociedad anónima’;

(10)

▼M3

(10a)

in the case of the Republic of Croatia: ‘dioničko društvo’;

▼B

(11)

in the case of the Italian Republic: ‘società per azioni’;

(12)

(13)

in the case of the Republic of Latvia: ‘akciju sabiedrība’, ‘sabiedrība ar ierobežotu atbildību’;

(14)

in the case of the Republic of Lithuania: ‘akcinė bendrovė’, ‘uždaroji akcinė bendrovė’;

(15)

in the case of the Grand Duchy of Luxembourg: ‘société anonyme’, ‘société en commandite par actions’, ‘association d'assurances mutuelles’, ‘société coopérative’;

(16)

in the case of the Republic of Hungary: ‘biztosító részvénytársaság’, ‘biztosító szövetkezet’, ‘harmadik országbeli biztosító magyarországi fióktelepe’;

(17)

in the case of the Republic of Malta: ‘limited liability company/kumpannija tà responsabbiltà limitata’;

(18)

in the case of the Kingdom of the Netherlands: ‘naamloze vennootschap’, ‘onderlinge waarborgmaatschappij’;

(19)

in the case of the Republic of Austria: ‘Aktiengesellschaft’, ‘Versicherungsverein auf Gegenseitigkeit’;

(20)

in the case of the Republic of Poland: ‘spółka akcyjna’, ‘towarzystwo ubezpieczeń wzajemnych’;

(21)

in the case of the Portuguese Republic: ‘sociedade anónima’, ‘mútua de seguros’;

(22)

in the case of Romania ‘societate pe actiuni’;

(23)

in the case of the Republic of Slovenia: ‘delniška družba’;

(24)

in the case of the Slovak Republic: ‘akciová spoločnosť’;

(25)

(26)

in the case of the Kingdom of Sweden: ‘försäkringsaktiebolag’, ‘ömsesidigt försäkringsbolag’;

(27)

in the case of the United Kingdom: companies limited by shares or by guarantee or unlimited, societies registered under the Industrial and Provident Societies Acts, societies registered or incorporated under the Friendly Societies Acts, the association of underwriters known as Lloyd’s;

▼M5

(28)

in any event and as an alternative to the forms of reinsurance undertaking listed in points (1) to (27) and (29), the form of a European Company (SE) as defined in Regulation (EC) No 2157/2001;

(29)

to the extent that the Member State concerned allows for the legal form of a cooperative society to take up the business of reinsurance and as an alternative to the forms of reinsurance undertaking listed in points (1) to (28), the form of a European Cooperative Society in accordance with Regulation (EC) No 1435/2003.

▼B

ANNEX IV SOLVENCY CAPITAL REQUIREMENT (SCR) STANDARD FORMULA

ANNEX IV

SOLVENCY CAPITAL REQUIREMENT (SCR) STANDARD FORMULA

1. Calculation of the Basic Solvency Capital Requirement

The Basic Solvency Capital Requirement set out in Article 104(1) shall be equal to the following:

where SCRi denotes the risk module i and SCRj denotes the risk module j, and where ‘i,j’ means that the sum of the different terms should cover all possible combinations of i and j. In the calculation, SCRi and SCRj are replaced by the following:

—

SCR non-life denotes the non-life underwriting risk module,

—

SCR life denotes the life underwriting risk module,

—

SCR health denotes the health underwriting risk module,

—

SCR market denotes the market risk module,

—

SCR default denotes the counterparty default risk module,

The factor Corr i,j denotes the item set out in row i and in column j of the following correlation matrix:

j i	Market	Default	Life	Health	Non-life
Market	1	0,25	0,25	0,25	0,25
Default	0,25	1	0,25	0,25	0,5
Life	0,25	0,25	1	0,25	0
Health	0,25	0,25	0,25	1	0
Non-life	0,25	0,5	0	0	1

2. Calculation of the non-life underwriting risk module

The non-life underwriting risk module set out in Article 105(2) shall be equal to the following:

where SCRi denotes the sub-module i and SCRj denotes the sub-module j, and where ‘i,j’ means that the sum of the different terms should cover all possible combinations of i and j. In the calculation, SCRi and SCRj are replaced by the following:

—

SCR nl premium and reserve denotes the non-life premium and reserve risk sub-module,

—

SCR nl catastrophe denotes the non-life catastrophe risk sub-module,

3. Calculation of the life underwriting risk module

The life underwriting risk module set out in Article 105(3) shall be equal to the following:

—

SCR mortality denotes the mortality risk sub-module,

—

SCR longevity denotes the longevity risk sub-module,

—

SCR disability denotes the disability – morbidity risk sub-module,

—

SCR life expense denotes the life expense risk sub-module,

—

SCR revision denotes the revision risk sub-module,

—

SCR lapse denotes the lapse risk sub-module,

—

SCR life catastrophe denotes the life catastrophe risk sub-module,

4. Calculation of the market risk module

Structure of the market risk module

The market risk module, set out in Article 105(5) shall be equal to the following:

—

SCR interest rate denotes the interest rate risk sub-module,

—

SCR equity denotes the equity risk sub-module,

—

SCR property denotes the property risk sub-module,

—

SCR spread denotes the spread risk sub-module,

—

SCR concentration denotes the market risk concentrations sub-module,

—

SCR currency denotes the currency risk sub-module,

ANNEX V GROUPS OF NON-LIFE INSURANCE CLASSES FOR THE PURPOSES OF ARTICLE 159

ANNEX V

GROUPS OF NON-LIFE INSURANCE CLASSES FOR THE PURPOSES OF ARTICLE 159

Accident and sickness (classes 1 and 2 of Annex I),

motor (classes 3, 7 and 10 of Annex I, the figures for class 10, excluding carriers’ liability, being given separately),

fire and other damage to property (classes 8 and 9 of Annex I),

aviation, marine and transport (classes 4, 5, 6, 7, 11 and 12 of Annex I),

general liability (class 13 of Annex I),

credit and suretyship (classes 14 and 15 of Annex I),

other classes (classes 16, 17 and 18 of Annex I).

ANNEX VI

PART A

Repealed Directives with list of their successive amendments

(referred to in Article 310)

Council Directive 64/225/EEC
(OJ 56, 4.4.1964, p. 878).
1973 Act of Accession, Article 29, Annex I, Point III(G)(1)
(OJ L 73, 27.3.1972, p. 89).
First Council Directive 73/239/EEC
(OJ L 228, 16.8.1973, p. 3).
1994 Act of Accession, Article 29, Annex I(XI)(B)(II)(1)
(OJ C 241, 29.8.1994, p. 197).
(as substituted by Council Decision 95/1/EC)
(OJ L 1, 1.1.1995, p. 1).
2003 Act of Accession, Article 20, Annex II(3)(1)
(OJ L 236, 23.9.2003, p. 335).
1985 Act of Accession, Article 26, Annex I(II)(c)(1)(a)
(OJ L 302, 15.11.1985, p. 156).
Council Directive 76/580/EEC	only Article 1
(OJ L 189, 13.7.1976, p. 13).	only Article 1
Council Directive 84/641/EEC	only Articles 1 to 14
(OJ L 339, 27.12.1984, p. 21).	only Articles 1 to 14
Council Directive 87/343/EEC	only Article 1 and Annex
(OJ L 185, 4.7.1987, p. 72).	only Article 1 and Annex
Council Directive 87/344/EEC	only Article 9
(OJ L 185, 4.7.1987, p. 77).	only Article 9
Second Council Directive 88/357/EEC	only Articles 9, 10 and 11
(OJ L 172, 4.7.1988, p. 1).	only Articles 9, 10 and 11
Council Directive 90/618/EEC	only Articles 2, 3 and 4
(OJ L 330, 29.11.1990, p. 44).	only Articles 2, 3 and 4
Council Directive 92/49/EEC	only Articles 4, 5, 6, 7, 9, 10, 11, 13, 14, 17, 18, 24, 32, 33 and 53
(OJ L 228, 11.8.1992, p. 1).
European Parliament and Council Directive 95/26/EC	only Article 1, 2(2), third indent, and Article 3(1)
(OJ L 168, 18.7.1995, p. 7).	only Article 1, 2(2), third indent, and Article 3(1)
Directive 2000/26/EC of the European Parliament and of the Council	only Article 8
(OJ L 181, 20.7.2000, p. 65).	only Article 8
Directive 2002/13/EC of the European Parliament and of the Council	only Article 1
(OJ L 77, 20.3.2002, p. 17).	only Article 1
Directive 2002/87/EC of the European Parliament and of the Council	only Article 22
(OJ L 35, 11.2.2003, p. 1).	only Article 22
Directive 2005/1/EC of the European Parliament and of the Council	only Article 4
(OJ L 79, 24.3.2005, p. 9).	only Article 4
Directive 2005/68/EC of the European Parliament and of the Council	only Article 57
(OJ L 323, 9.12.2005, p. 1).	only Article 57
Directive 2006/101/EC of the European Parliament and of the Council	only Article 1 and Annex, Point (1)
(OJ L 363, 20.12.2006, p. 238).	only Article 1 and Annex, Point (1)
Council Directive 73/240/EEC
(OJ L 228, 16.8.1973, p. 20).
Council Directive 76/580/EEC
(OJ L 189, 13.7.1976, p. 13).
Council Directive 78/473/EEC
(OJ L 151, 7.6.1978, p. 25).
Council Directive 84/641/EEC
(OJ L 339, 27.12.1984, p. 21).
Council Directive 87/344/EEC
(OJ L 185, 4.7.1987, p. 77).
Second Council Directive 88/357/EEC
(OJ L 172, 4.7.1988, p. 1).
Council Directive 90/618/EEC	only Articles 5 to 10
(OJ L 330, 29.11.1990, p. 44).	only Articles 5 to 10
Council Directive 92/49/EEC	only Articles 12(1), 19, 23, 27, 30(1), 34, 35, 36, 37, 39(1), 40(1), 42(1), 43(1), 44(1), 45(1) and 46(1)
(OJ L 228, 11.8.1992, p. 1).
Directive 2000/26/EC of the European Parliament and of the Council	only Article 9
(OJ L 181, 20.7.2000, p. 65).	only Article 9
Directive 2005/14/EC of the European Parliament and of the Council	only Article 3
(OJ L 149, 11.6.2005, p. 14).	only Article 3
Council Directive 92/49/EEC
(OJ L 228, 11.8.1992, p. 1).
European Parliament and Council Directive 95/26/EC	only Article 1, second indent, Article 2(1), first indent, Article 4(1), (3) and (5), and Article 5, second indent
(OJ L 168, 18.7.1995, p. 7).
Directive 2000/64/EC of the European Parliament and of the Council	only Article 2
(OJ L 290, 17.11.2000, p. 27).	only Article 2
Directive 2002/87/EC of the European Parliament and of the Council	only Article 24
(OJ L 35, 11.2.2003, p. 1).	only Article 24
Directive 2005/1/EC of the European Parliament and of the Council	only Article 6
(OJ L 79, 24.3.2005, p. 9).	only Article 6
Directive 2005/68/EC of the European Parliament and the Council	only Article 58
(OJ L 323, 9.12.2005, p. 1).	only Article 58
Directive 2007/44/EC of the European Parliament and of the Council	only Article 1
(OJ L 247, 21.9.2007, p. 1).	only Article 1
Directive 98/78/EC of the European Parliament and of the Council
(OJ L 330, 5.12.1998, p. 1).
Directive 2002/87/EC of the European Parliament and of the Council	only Article 28
(OJ L 35, 11.2.2003, p. 1).	only Article 28
Directive 2005/1/EC of the European Parliament and of the Council	only Article 7
(OJ L 79, 24.3.2005, p. 9).	only Article 7
Directive 2005/68/EC of the European Parliament and of the Council	only Article 59
(OJ L 323, 9.12.2005, p. 1).	only Article 59
Directive 2001/17/EC of the European Parliament and of the Council
(OJ L 110, 20.4.2001, p. 28).
Directive 2002/83/EC of the European Parliament and of the Council
(OJ L 345, 19.12.2002, p. 1).
Council Directive 2004/66/EC	only Point II of the Annex
(OJ L 168, 1.5.2004, p. 35).	only Point II of the Annex
Directive 2005/1/EC of the European Parliament and of the Council	only Article 8
(OJ L 79, 24.3.2005, p. 9).	only Article 8
Directive 2005/68/EC of the European Parliament and of the Council	only Article 60
(OJ L 323, 9.12.2005, p. 1).	only Article 60
Directive 2006/101/EC of the European Parliament and of the Council	only Article 1 and Point 3 of the Annex
(OJ L 363, 20.12.2006, p. 238).	only Article 1 and Point 3 of the Annex
Directive 2007/44/EC of the European Parliament and of the Council	only Article 2
(OJ L 247, 21.9.2007, p. 1).	only Article 2
Directive 2008/19/EC of the European Parliament and of the Council	only Article 1
(OJ L 76, 19.3.2008, p. 44).	only Article 1
Directive 2005/68/EC of the European Parliament and of the Council
(OJ L 323, 9.12.2005, p. 1).
Directive 2007/44/EC of the European Parliament and of the Council	only Article 4
(OJ L 247, 21.9.2007, p. 1).	only Article 4
Directive 2008/19/EC of the European Parliament and of the Council	only Article 1
(OJ L 76, 19.3.2008, p. 44).	only Article 1
Directive 2008/37/EC of the European Parliament and of the Council	only Article 1
(OJ L 81, 20.3.2008, p. 1).	only Article 1

PART B

List of time-limits for transposition into national law

(referred to in Article 310)

Directive	Time-limit for transposition	Time-limit for application
64/225/EEC	26 August 1965
73/239/EEC	27 January 1975	27 January 1976
73/240/EEC	27 January 1975
76/580/EEC	31 December 1976
78/473/EEC	2 December 1979	2 June 1980
84/641/EEC	30 June 1987	1 January 1988
87/343/EEC	1 January 1990	1 July 1990
87/344/EEC	1 January 1990	1 July 1990
88/357/EEC	30 December 1989	30 June 1990
90/618/EEC	20 May 1992	20 November 1992
92/49/EEC	31 December 1993	1 July 1994
95/26/EC	18 July 1996	18 July 1996
98/78/EC	5 June 2000
2000/26/EC	20 July 2002	20 January 2003
2000/64/EC	17 November 2002
2001/17/EC	20 April 2003
2002/13/EC	20 September 2003
2002/83/EC	17 November 2002, 20 September 2003, 19 June 2004 (depending upon particular provision)
2002/87/EC	11 August 2004
2004/66/EC	1 May 2004
2005/1/EC	13 May 2005
2005/14/EC	11 June 2007
2005/68/EC	10 December 2007
2006/101/EC	1 January 2007
2008/19/EC	Not applicable
2008/37/EC	Not applicable

ANNEX VII CORRELATION TABLE

ANNEX VII

CORRELATION TABLE

Directive 73/239/EEC	Directive 78/473/EEC	Directive 87/344/EEC	Directive 88/357/EEC	Directive 92/49/EEC	Directive 98/78/EC	Directive 2001/17/EC	Directive 2002/83/EC	Directive 2005/68/EC	Directive 2007/44/EC	This Directive
Article 1(1)				Article 2		Article 1(1)	Article 2 FIRST sentence	Article 1(1)		Articles 1. 2(2), 2(3) AND 267
Article 1(2)										Article 2(2)
Article 1(3)										—
Article 2(1), points (a) to (c)										—
Article 2(1), point (d)							Article 3(4)			Article 3
Article 2(1), point (e)										—
Article 2(2), point (a)										Article 5(1)
Article 2(2), point (b)										Article 5(2)
Article 2(2), poInt (c)										Article 5(3)
Article 2(2), point (d)										Article 5(4)
Article 2(3), FIRST TO FOURTH subparagraphs										Article 6
Article 2(3), FIFTH subparagraph										Article 15(4)
Article 3(1), FIRST AND SECOND subparagraphs										—
Article 3(1), THIRD subparagraph										Article 4(5)
Article 3(2)										Article 7
Article 4, FIRST sentence										Article 8, FIRST sentence
Article 4, point (a)										Article 8(2)
Article 4, point (b)										—
Article 4, point (c)										Article 8(3)
Article 4, point (e)										—
Article 4, point (f)										Article 8(1)
Article 4, point (g)										Article 8(4)
Article 5, point (a)										—
Article 5, point (b)							Article 1(1), point (o)			—
Article 5, point (c)							Article 1(1), point (p)			Article 134(1)
Article 5, point (d)										►M5 Article 13(27) ◄
Article 6				Article 4			Article 4	Article 3		Article 14(1), (2), points (a) and (b)
Article 7(1) and (2), FIRST subparagraph				Article 5(1) and (2), FIRST SUBPARAGRAPH			Article 5(1) and (2), FIRST SUBPARAGRAPH			Article 15(1) and (2), FIRST SUBPARAGRAPH
Article 7(2), SECOND subparagraph, POINT (a)				Article 5(2), SECOND subparagraph, POINT (a)						Article 15(3), FIRST SUBPARAGRAPH
Article 7(2), SECOND subparagraph, POINT (b)				Article 5(2) SECOND subparagraph, POINT (b)						—
Article 8(1), point (a)				Article 6(1) point (a)			Article 6(1), point (a)	Annex I		Annex IIIA and B
Article 8(1), point (a), final paragraph								Article 5(2)		Article 17(2)
Article 8(1), point (b)				Article 6(1), point (b)			Article 6(1), point (b)	Article 6, point (a)		Article 18(1), point (a)
								Article 6, point (a)		Article 18(1), point (b)
Article 8(1), point (c)				Article 6(1), point (c)			Article 6(1), point (c)	Article 6, point (b)		Article 18(1), point (c)
Article 8(1), point (d)				Article 6(1), point (d)			Article 6(1), point (d)	Article 6, point (c)		Article 18(1), point (d)
Article 8(1), point (e)				Article 6(1), point (e)			Article 6(1), point (e)	Article 6, point (d)		►C1 Article 18(1), point (g) ◄
Article 8(1), point (f)										►C1 Article 18(1), point (h) ◄
Article 8(1), SECOND TO FOUTH subparagraphs							Article 6(2)	Article 7		Article 19
Article 8(1a)							Article 6(3)	Article 8		Article 20
Article 8(2)				Article 6(2)			Article 6(4)			Article 18(2)
Article 8(3), FIRST subparagraph				Article 6(3), FIRST subparagraph			Article 6(5), THIRD subparagraph	Article 9(1)		Article 21(4)
Article 8(3), SECOND subparagraph				Article 6(3) SECOND subparagraph and Article 29 FIRST subparagraph, FIRST sentence			Article 6(5), FIRST subparagraph	Article 9(2)		Articles 21(1) FIRST subparagraph
Article 8(3), THIRD subparagraph				Article 6(3) THIRD subparagraph and Article 29 SECOND subparagraph						Article 21(2)
Article 8(3), FOURTH subparagraph				Article 6(3) FOURTH subparagraph						Article 21(3)
Article 8(4)				Article 6(4)			Article 6(6)	Article 10		Article 22
Article 9, points (a)-(d)				Article 7, points (a) –(d)			Article 7, points (a)-(d)	Article 11(1), points (a), (c), (d) and (e)		Article 23(1), points (a), (c), (d) and (e)
Article 9, points (e) and (f)				Article 7, points (e) and (f)				Article 11(2), points (a) and (b)		Article 23(2), point (e)
Article 9, points (g) and (h)				Article 7, points (g) and (h)			Article 7(f) and (g)	Article 11(2)(c) and (d)		Article 23(2)(a) and (d)
Article 10(1)				Article 32(1)			Article 40(1)			Article 145(1), FIRST subparagraph
Article 10(2), FIRST subparagraph				Article 32(2) FIRST subparagraph			Article 40(2)			Article 145(2)
Article 10(2), SECOND subparagraph				Article 32(2) SECOND subparagraph						Article 145(3)
Article 10(3)				Article 32(3)			Article 40(3)			Article 146(1) and (2)
Article 10(4)				Article 32(4)			Article 40(4)			Article 146(3)
Article 10(5)				Article 32(5)			Article 40(5)			Article 146(3), SECOND subparagraph
Article 10(6)				Article 32(6)			Article 40(6)			Article 145(4)
Article 11				Article 33						—
Article 12				Article 56			Article 9	Article 13		Article 25, SECOND subparagraph
Article 12a							Article 9a	Articles 14 and 60(2)		Article 26
Article 13(1) and (2), FIRST subparagraph				Article 9(1) and (2), FIRST subparagraph			Article 10(1), first sentence and (2), FIRST subparagraph	Article 15(1), first subparagraph and (2)		Article 30(1), (2), FIRST subparagraph
Article 13(2), SECOND subparagraph				Article 9(2), SECOND subparagraph						Article 30(2), SECOND SUBPARAGRAPH
							Article 10(1), second and third sentences	Article 15(1), subparagraph 2		Article 30(3)
Article 13(2), THIRD subparagraph							Article 10(2) SECOND subparagraph	Article 60(3)		Article 32(1)
Article 13(3)				Article 9(3)			Article 10(3)	Article 15(4)		—
Article 14				Article 10			Article 11	Article 16		Article 33
Article 15(1), (2) and (3), SECOND subparagraph				Article 17			Article 20(1)-(3) and (4) SECOND subparagraph	Article 32(1)and (3)		Articles 76 to 86
Article 15(3), FIRST subparagraph							Article 20(4), FIRST subparagraph	Article 32(2)		Articles 134(2) and 173
Article 15a				Article 18				Article 33		—
Article 16							Article 27	Articles 35, 36, 60(8)		Articles 87-99
Article 16a							Article 28	Articles 37-39, 60(9)		Articles 100-127
Article 17(1);							Article 29(1)	Article 40(1)		Articles 128 and 129(1) points (a)–(c) and (2)
Article 17(2)							Article 29(2)	Article 40(2)		Article 129(1) point (d)
Article 17a							Article 30	Article 41		—
Article 17b							►C1 Articles 28 and 28a ◄	Article 60(10)		—
Article 18							Article 31			—
Article 14							Article 11	Article 16		Article 33
Article 19(2)				Article 11(2)			Article 13(2)	Article 17(2)		Article 35
Article 19(3), FIRST and second subparagraphs, points (a) and (b)			Article 10	Article 11(3) FIRST AND SECOND subparagraphS, POINTS (a) and (b)			►C1 Article 13(3), first subparagraph and second subparagraph, points (a) and (b) ◄	Article 17(3) and (4), FIRST subparagraph, points (a) and (b)		Article 34(1)-(3), (5), (6) AND (7)
Article 19(3), SECOND subparagraph, POINT (c)			Article 10	Article 11(3) SECOND subparagraph, POINT (c)			Article 13(3), SECOND subparagraph, POINT (c)	Article 17(4), FIRST subparagraph, POINT (c)		Article 34(8)
Article 19(3), THIRD SUBPARAGRAPH			Article 10	Article 11(3) THIRD SUBPARAGRAPH			Article 13(3), THIRD SUBPARAGRAPH	Article 17(4) SECOND SUBPARAGRAPH		Article 35(2), point (b)
Article 20(1)							Article 37(1)	Article 42(1)		Article 137
Article 20(2), FIRST SUBPARAGRAPH				Article 13(2) FIRST SUBPARAGRAPH			Article 37(2), FIRST SUBPARAGRAPH	Article 42(2), FIRST SUBPARAGRAPH		—
Article 20(2), SECOND SUBPARAGRAPH				Article 13(2) SECOND SUBPARAGRAPH			Article 37(2), SECOND SUBPARAGRAPH	Article 42(2), SECOND SUBPARAGRAPH		Article 138(5)
Article 20(3), FIRST SUBPARAGRAPH				Article 13(3) FIRST SUBPARAGRAPH			Article 37(3), FIRST SUBPARAGRAPH	Article 42(3), FIRST SUBPARAGRAPH		—
Article 20(3), SECOND SUBPARAGRAPH				Article 13(3) SECOND SUBPARAGRAPH			Article 37(3), SECOND SUBPARAGRAPH	Article 42(3), SECOND SUBPARAGRAPH		Article 139(3)
Article 20(4)				Article 13(4)						—
Article 20(5)				Article 13(2), second subparagraph and (5)			Article 37(2), second subparagraph and (5)	Article 42(2), second subparagraph and (4)		Article 138(5)
Article 20a(1), FIRST SUBPARAGRAPH, FIRST sentence							Article 38(1), FIRST sentence	Article 43(1)		Article 138(2) and article 139(2)
Article 20a(1), FIRST SUBPARAGRAPH, SECOND sentence, POINTS (a)-(e)							Article 38(1), SECOND sentence, POINTS (a)-(e)	Article 43(2), POINTS (a)-(e)		Article 142(1)
Article 20a(2)							Article 38(2)			Article 141
Article 20a(3)							Article 38(3)	Article 43(4)		Article 140(2)
Article 20a(4)							Article 38(4)	Article 43(5)		—
Article 20a(5)							Article 38(5)	Article 43(6)		Article 142(2)
Article 21			Article 11(1)							—
Article 22(1) FIRST SUBPARAGRAPH, points (a), (b) and (d)				Article 14			Article 39(1) FIRST SUBPARAGRAPH, points (a), (b) and (d)	Article 44(1) FIRST SUBPARAGRAPH, points (a), (b) and (d)		Article 144(1), points (a), (b) and (c)
Article 22(1) SECOND SUBPARAGRAPH, FIRST sentence							Article 39(1) SECOND SUBPARAGRAPH, FIRST SENTENCE	Article 44(1) SECOND SUBPARAGRAPH,		Article 144(2), FIRST SUBPARAGRAPH
Article 22(1) SECOND SUBPARAGRAPH, SECOND SENTENCE							Article 39(1) SECOND SUBPARAGRAPH, SECOND SENTENCE			Article 144(2), SECOND SUBPARAGRAPH
Article 22(2)							Article 39(2)	Article 44(2)		Article 144(3)
Article 23(1)							Article 51(1)			Article 162(1)
Article 23(2)(a)-(g)							Article 51(2)			Article 162(2), points (a)-(f) and (h)
Article 23(2), point (h)										Article 162(2), point (g)
Article 24 FIRST SUBPARAGRAPH, FIRST SENTENCE							Article 54 FIRST SUBPARAGRAPH, FIRST SENTENCE			Article 165, FIRST SENTENCE
Article 24 FIRST SUBPARAGRAPH, SECOND SENTENCE and THIRD SUBPARAGRAPH							Article 54, FIRST SUBPARAGRAPH, SECOND SENTENCE – THIRD SUBPARAGRAPH			—
Article 25							Article 55			Article 166
Article 26							Article 56			Article 167
Article 27 FIRST SUBPARAGRAPH							Article 52(2), FIRST SUBPARAGRAPH			Article 168, FIRST SUBPARAGRAPH
Article 27 SECOND SUBPARAGRAPH							Article 52(2), SECOND SUBPARAGRAPH			Article 168, SECOND SUBPARAGRAPH
Article 28							Article 52(3)			Article 170
Article 28a				Article 53			Article 53			Article 164
Article 29							Article 57			Article 171
Article 29a							Article 58			Article 176, first to third subparagraphs
Article 29b(1) and (2)							Article 59(1) and (2)	Article 52(1) and (2)		Article 177(1) and (2)
Article 29b(3)-(6)							Article 59(3)-(6)	Article 52(3) and (4)		—
Article 30(1) and (2), point (a)										—
Article 30(2), point (b)										Article 305(1)
Article 30(4)										Article 305(2)
Article 30(5)										Article 305(4)
Article 31										—
Article 32										—
Article 33			Article 28				Article 62	Article 54(2)		Article 298(2) and (3)
Article 34	Article 9		Article 29		Article 11(5)		Article 6(5), FOURTH SUBPARAGRAPH		Article 6	—
Article 35	Article 10	Article 10	Article 32	Article 57(1)	Article 11(1)-(3)	Article 31(1) and (2)	Article 69(1) to (4)	Article 64(1)	Article 7(1)	Article 309(1)
Article 36	Article 11	Article 11	Article 33	Article 57(2)	Article 11(4)	Article 31(3)	Article 70	Article 64(2)	Article 7(2)	Article 309(2)
Article 37			Article 34							—
Article 38	Article 12	Article 12	Article 35	Article 58	Article 13	Article 33	Article 74	Article 66	Article 9	Article 312
Annex, part A										Article 15(2), SECOND SUBPARAGRAPH and Annex I, Part A
Annex, part A, B										Annex I, Part A and B
Annex, part C										Article 16
Annex, part D										—
	Article 1(1) FIRST SUBPARAGRAPH									Article 190(1)
	Article 1(1) SECOND SUBPARAGRAPH									Article 190(2)
	Article 1(2)									—
	Article 2(1)									Article 190(1)
	Article 2(2)									Article 190(3)
	Article 3									Article 191
	Article 4(1)									Article 192 first and second subparagraphs
	Article 4(2)									—
	Article 5									Article 193
	Article 6									Article 195
	Article 7									Article 194
	Article 8									Article 196
		Article 1								—
		Article 2								Article 198
		Article 3(1)								Article 199
		Article 3(2) FIRST SUBPARAGRAPH, FIRST SENTENCE								Article 200(1) FIRST SUBPARAGRAPH
		Article 3(2), points (a)-(c)								Article 200(2)-(4)
		Article 3(3)								Article 200(1) SECOND SUBPARAGRAPH
		Article 4								Article 201
		Article 5								Article 202
		Article 6								Article 203
		Article 7								Article 204
		Article 8								Article 205
		Article 9								Article 16(2)
			Article 1							—
			Article 2, points (a), (b) and (e)							—
			Article 2, point (c)				Article 1(1), point (c)	Article 2(1), point (e)		—
			Article 2, point (d)							Article 13(13)
			Article 2, point (f)	Article 1, point (e)			Article 1(1), point (h)			—
			Article 3				Article 1, point (b), SECOND SENTENCE			Article 145(1), second subparagraph
			Article 4							Article 187
			Article 6							—
			Article 7(1), points (a)–(e)							—
			Article 7(1), point (f)	Article 27						—
			Article 7(1), point (g) and (3)							—
			Article 8(1) and (2)							Article 179(1) and (2)
			Article 8(3)							—
			Article 8(4), points (a) and (c)	Article 30(1)						—
			Article 8(4), point (d)							Article 179(3)
			Article 8(5)							Article 179(4)
			Article 12							—
			Article 12a(1)-(3)							Article 150
			Article 12a(4) FIRST SUBPARAGRAPH							Article 151
			Article 12a(4) second to sixth subparagraphs							Article 152
			Article 14	Article 34			Article 41			Article 147
			Article 16(1), first and second subparagraphs	Article 35			Article 42			Article 148
			Article 16(1) THIRD SUBPARAGRAPH	Article 35						Article 148(2)
			Article 17	Article 36			Article 43			Article 149
			Article 26							—
			Article 27							—
			Article 31							Article 299
			Article 31				Article 68(2)			Article 300
			Annex I	Article 23			Annex II			—
			Annex 2A							—
			Annex 2B							—
			Articles 5, 9, 10, 11							—
				Article 1, point (a)	Article 1, point (a)	Article 2, point (a)	Article 1(1), point (a)			Article 13(1)
				Article 1, point (b)			Article 1(1), point (b)	Article 2(1), point (d)		Article 13(11)
				Article 1, point (c)		Article 2, point (e)	Article 1(1), point (e)	Article 2(1), point (f)		Article 13(8), point (a)
				Article 1, point (d)			Article 1(1), point (f)	Article 2(1), point (g)		—
				Article 1, point (f)			Article 1(1), point (i)	Article 2(1), point (i)		Article 13(18)
				Article 1, point (g)			Article 1(1), point (j)	Article 2(1), point (j)		Articles 13(21), article 24(2), and Article 63
				Article 1, point (h),	Article 1, point (d)		Article 1(1), point (k)	Article 2(1), point (k)		Article 13(15)
				Article 1, point (i)	Article 1, point (e)		Article 1(1), point (l)	Article 2(1), point (l)		Article 13(16)
				Article 1, point (j)			Article 1(1), point (m)			Article 13(22)
				Article 1, point (k)	Article 1, point (k)	Article 2(h)	Article 1(1), point (n)	Article 2(1), point (m)		Article 13(10)
				Article 1, point (l)			Article 1(1), point (r)	Article 2(1), point (n)		Article 13(17)
				Article 1, point (l)(a)	Article 1, point (f)		Article 1(1), point (r)(i)	Article 2(1), point (n)(i)		Article 13(20)
				Article 1, point (l)(b)			Article 1(1), point (r)(ii)	Article 2(1), point (n)(ii)		Article 13(18)
				Article 3						Article 188
				Article 8				ARTICLE 12		Article 24(1)
				Article 12(2)			Article 14(1)	Article 18		Article 39(1)
				Article 12(3)-(6)			Article 14(2)-(5)			Article 39(2)-(6)
				Article 15(1) and (2)			Article 15(1) and (2)	Article 19(1)		Article 57
				Article 15(3)			Article 15(3)	Article 22		Article 61
				Article 15(4)			Article 15(4)	Article 23		Article 62
				Articles 15a			Article 15a	Article 19(2)-(8)		Article 58(1)-(7)
				Articles 15b			Article 15b	Article 19a		Article 59
				Articles 15c			Article 15c	Article 20		Article 60
				Article 16(1)			Article 16(1)	Article 24		Article 64
				Article 16(2)			Article 16(2)	Article 25		Article 65
				Article 16(3)			Article 16(3)	Article 26		Article 66
				Article 16(4)			Article 16(4)	Article 27		Article 67
				Article 16(5)			Article 16(5)	Article 28(1)		Article 68(1)
				Article 16(5b) fist to fourth subparagraphs			Article 16(7) first to fourth subparagraphs	Article 28(3) first to fourth subparagraphs		Article 68(3)
				Article 16(5b) FIFTH SUBPARAGRAPH			Article 16(7) FIFTH SUBPARAGRAPH	Article 28(3) FIFTH SUBPARAGRAPH		Article 68(4)
				Article 16(3)						Article 66
				Article 16(5c)			Article 16(8)	Article 29		Article 70
				Article 16(5a)			Article 16(6)	Article 28(2)		Article 68(2)
				Article 16a(1), point (a)			Article 17(1), point (a)	Article 31(1), first subparagraph		Article 72(1), points (a)-(c)
				Article 16a(1), point (b)			Article 17(1)(b)	Article 31(1), second subparagraph		Article 72(1) SECOND SUBPARAGRAPH
				Article 16a(2)			Article 17(2)	Article 31(2)		Article 72(2)
				Article 20			Article 22			—
				Article 21			Article 23	Article 34(1)-(3)		—
				Article 22			Article 24	Article 34(4)		—
				Article 25						—
				Article 28			Article 33			Article 180
				Article 29						Article 181(1) and (3)
				Article 30(2)						Article 181(2)
				Article 31						Article 183
				Article 38			Article 44			Article 153
				Article 39(2) and (3)			Article 45			Article 154
				Article 40(2)			Article 46(1)			Article 155(8)
				Article 40(3)			Article 46(2)			Article 155(1)
				Article 40(4), (6)-(8) and (10)			Article 46(3), (5)-(7) and (9)			Article 155(2), (4)-(6) and (9)
				Article 40(5)			Article 46(4)			Article 155(3)
				Article 40(9)			Article 46(8)			Article 155(7)
				Article 41			Article 47			Article 156
				Article 42(2)			Article 48			Article 160
				Article 43(2) and (3)						Article 184
				Article 44(2)			Article 49			Article 159 and Annex V
				Article 45(2)						Article 189
				Article 46(2), first and third subparagraph.			Article 50(1), first and third subparagraphs, and (2)			Article 157
				Articles 47-50						—
				Article 51			Article 64	Article 56		—
				Article 51, final indent					Article 1(4)	Article 58(8)
				Article 52						—
				Article 54						Article 206
				Article 55						Article 207
				Articles 24 and 26						—
				Articles 12(1), 19, 33, 37, 39(1), 40(1), 42(1), 43(1), 44(1), 45(1), 46(1),						—
					Article 1, point (b)					Article 13(3)
					Article 1, point (c)		Article 1(1), point (s)	Article 2(1), point (c)		Article 13(4)
					Article 1, point (g)					Article 212(1), point (a)
					Article 1, point (h)					Article 212(1), point (b)
					Article 1, point (i)			Article 59(2), point (a)(i)		►C1 Article 212(1), point (f) ◄
					Article 1, point (j)			Article 59(2), point (a)(j)		►C1 Article 212(1), point (g) ◄
					Article 1, point (l)			Article 59(2), point (b)		Article 13(6)
					Article 2			Article 59(3)		Article 214(1)
					Article 3			Article 59(3)		Article 214(1) and (2), first and second subparagraphs
					Article 4			Article 59(3)		Article 247(1)
					Article 5(1)			Article 59(4)		Article 246
					Article 5(2)					Article 254(1)
					Article 6			Article 59(5)		Articles 254(2), 255(1) and (2)
					Article 7			Article 59(5)		Articles 249(1), 252, 253
					Article 8			Article 59(5)		Articles 245, 246, 258(1)
					Article 9			Article 59(6)		Articles 218, 219, 258(1)
					Article 10			Article 59(7)		Articles 218, 219, 258(1), 260-263
					Article 10a			Article 59(8)		Articles 264
					Article 10b					Article 257
					Article 12	Article 32	Article 73	Article 65	Article 8(1)	Article 311
					Annex I			Article 59(9) and Annex II		Articles 213-215, 218-246
					Annex II			Article 59(9) and Annex II		Articles 215-217, 220-243
						Article 1(2)				Article 267
						Article 2, point (b)				Article 268(1), point (b)
						Article 2, point (c)				Article 268(1), point (c)
						Article 2, point (d)				Article 268(1), point (d)
						Article 2, point (f)		Article 2(1), point (h)		Article 13(9)
						Article 2, point (g)				Article 268(1), point (a)
						Article 2, point (i)				Article 268(1), point (e)
						Article 2, point (j)				Article 268(1), point (f)
						Article 2, point (k)				Article 268(1), point (g)
						Article 3				—
						Article 4				Article 269
						Article 5				Article 270
						Article 6				Article 271
						Article 7				Article 272
						Article 8				Article 273
						Article 9				Article 274
						Article 10				Article 275
						Article 11				Article 277
						Article 12				Article 278
						Article 13				Article 279
						Article 14				Article 280
						Article 15				Article 281
						Article 16				Article 282
						Article 17				Article 283
						Article 18				Article 284
						Article 19				Article 285
						Article 20				Article 286
						Article 21				Article 287
						Article 22				Article 288
						Article 23				Article 289
						Article 24				Article 290
						Article 25				Article 291
						Article 26				Article 292
						Article 27				Article 293
						Article 28				Article 294
						Article 29				Article 295
						Article 30(1)				Article 268(2)
						Article 30(2)				Article 296
						Annex				Article 276
							Article 1(1), point (d)			—
							Article 1(1), point (g)			Article 13(14)
							Article 1(1), point (q)			—
							Article 1(2)	Article 2(3)		—
							Article 2(1)			Article 2(3)
							Article 3(2), (3) and (8)			Article 9
							Article 3(5), and (7)			Article 10
							Article 3(6)			—
							Article 5(2) second and third subparagraphs			Article 15(2) THIRD SUBPARAGRAPH and (3) SECOND SUBPARAGRAPH
							Article 6(5) first and second subparagraph			Article 21(1)
							Article 7, point (e)			Article 23(2), point (f)
							Article 8	Article 12		Article 24(1)
							Article 12			Article 208
							Article 16(9)	Article 30		Article 69
							Article 18(1) to (6)			Article 73
							Article 18(7)			—
							Article 19(1), FIRST SUBPARAGRAPH, first indent			Article 74(1)
							►C1 Article 19(1), first subparagraph, second indent ◄			Article 74(3), SECOND SUBPARAGRAPH
							Article 19(1), SECOND SUBPARAGRAPH, (2) and (3)			Article 74(4)-(7)
							Article 21			Article 209
							Article 25			—
							Article 26			—
							Article 32			—
							Article 34			Article 182
							Article 35			Article 186
							Article 36(1)			Article 185(1)
							Article 36(2)			Article 185(4), FIRST SENTENCE
							Annex III(A)			Article 185(6)
							Article 36(3)			Article 185(7)
							Article 41			Article 147
							Article 42(1)-(3)			Article 148(1), (3) and (4)
							Article 43			Article 149
							Article 45			—
							Article 48			Article 160
							Article 49			Article 159
							Article 51(2), points (a) to (g)			Article 162(2), points (a)–(e), (g) and (h)
							Article 51(3) and (4)			Article 163
							Article 52(1)			Article 169
							Article 55(1) and (2)			Article 166(1) and (2)
							Article 56			Article 167
							Article 59(1) and (2)	Article 52(1) and (2)		Article 177(1) and (2)
							Article 59(3) and (6)	Article 52(3) and (4)		—
							Article 60(1)			Article 305(2), second and third subparagraphs
							Article 60(2)			Article 305(3)
			Article 31				Article 61			Article 43
							Article 65	Article 55		Article 301(1) and (3)
							Article 66			Article 308
							Article 67	Article 53		Article 297
							Article 68(1)			—
							Article 71			—
							Article 72			Article 310
							Annex I			Annex II
							Annex III			Article 185(2), points (a) –(c), (3), and (5), FIRST SUBPARAGRAPH
							Annex IV			—
							Annex V			Annex VI
							Annex VI			Annex VII
								Article 1(2), point (d)		Article 11
								Article 2(1), point (a)		Article 13(7)
								Article 2(1), point (b)		—
								Article 2(1), point (h)		Article 13(9)
								Article 2(1), point (o)		Article 13(25)
								Article 2(1), point (p)		Article 13(26)
								Article 2(1), point (q)		Article 210(3)
								Article 2(2)		—
								Article 4(2)		Article 15(5)
								Article 5(1), FIRST SUBPARAGRAPH and (2)		Article 17(1) and (2), Annex IIIC;
								Article 9(1)		Article 21(4)
								Article 11(1), point (b)		Article 23(1), point (b)
								Article 15(3)		Article 32(2)
								Article 21		—
								Article 45		—
								Article 46		Article 211(1) and (2)
								Article 47		Article 158
								Article 48		Article 161
								Article 50		Article 175
								Article 51		Article 176
								Article 54(1)		Article 298(1)
								Article 61		Article 308
								Article 62		Article 12
								Article 63		Article 307
								Articles 57, 58, 59 and 60, Annex II,		—
									Articles 1(4), 2(4) and 4(6)	Article 58(8)
									Article 8(2)	Article 312

1.1 Riferimenti

1.2 Requisiti identificati

1.3 Standard correlati

2. Requisiti identificati

Requisiti
Fonte	Requisito

3. Standard correlati

Standard
Fonte	Requisito

Builddate: 30.01.2027 00:00:00 -Doknr: CELEX:32009L0138
EULAW -
European Regulation published on http://eur-lex.europa.eu/