4.3. Updates to the lists or registers

Competent authorities should process information relevant to the list or register and update the list or register at least once per week.

In the specific case where the competent authority in the home Member State has taken the decision to withdraw the authorisation of a credit servicer to provide credit service activities or to receive and hold funds from borrowers, the competent authority from the home Member State should update the information set out in paragraph 9.i and, where applicable, paragraph 9.j of these Guidelines no later than by the end of the following two working days.

Once the competent authority in the host Member State has received the information detailed under paragraph 17 from the competent authority in the home Member State, it should update its list or register no later than by the end of the following two working days.

The competent authority in the home Member State should inform the competent authority in the host Member State of any changes that are of relevance to their list or register, no later than when the competent authority in the home Member State updates its list or register. The competent authority in the home Member State should send the information to the competent authority in the host Member State via an instantaneous and traceable means of communication and by using the template in the Annex.

Where the competent authority in the home Member State sends for the first time a notification in accordance with Article 13(3) of Directive (EU) 2021/2167 for a given credit servicer, it should tick ‘ initial notification ’ in section 1 of the template and fill out section 2 and also the non-public information in section 3 of the template. For cases other than initial notifications, the competent authority in the home Member State should highlight in the template the information that has changed in comparison to the last notification that it had sent to the competent authority in the host Member State in the template and should at least fill out sections 1 and 2 of the template.

To facilitate updates of the national registers across the EU via a central list of functional email addresses, competent authorities should inform the EBA of the relevant email address for managing the list or register once their respective national list or register is established as well as of any subsequent changes to that email address.