43. The AML/CFT compliance officer should be consulted before a final decision is taken by senior …

The AML/CFT compliance officer should be consulted before a final decision is taken by senior management on onboarding new high-risk customers or maintaining business relationships with high-risk customers in line with the risk-based internal AML/CFT policies of the credit or financial institution, and in particular in situations where the senior management’s approval is explicitly required under Directive (EU) 2015/849. If senior management decides not to follow the advice of the AML/CFT compliance officer, it should duly record its decision and address how it proposes to mitigate the risks raised by the AML/CFT compliance officer.

• d. Monitoring compliance

1. Overview

1.1 References

1.2 Identified Requirements

1.3 Related Standards

2. Identified Requirements

3. Related Standards

• EBA -

  EN: Guidelines and other publications of the European Banking Authority (EBA), https://www.eba.europa.eu/. © European Banking Authority. Reproduction is authorised provided the source is acknowledged (EBA legal notice). Divided into sections and converted into the GRCA format, the wording unchanged. Only the versions published by the EBA are authoritative.

  DE: Leitlinien und weitere Veröffentlichungen der Europäischen Bankenaufsichtsbehörde (EBA), https://www.eba.europa.eu/. © European Banking Authority. Wiedergabe mit Quellenangabe gestattet (Rechtlicher Hinweis der EBA). In Abschnitte aufgeteilt und in das GRCA-Format umgewandelt, der Wortlaut unverändert. Maßgeblich sind allein die von der EBA veröffentlichten Fassungen.