+Observadores
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------+8. These guidelines are addressed to competent authorities.
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Observadores
5.4 El supervisor principal deberá invitar a participar en el colegio de PBC/FT, en calidad de observadores, a los supervisores prudenciales de entidades que operan de forma transfronteriza, a los establecimientos transfronterizos y de terceros países en la UE y a las autoridades de PBC/FT de terceros países en los que operen los establecimientos transfronterizos. También podrá invitar a participar a los supervisores prudenciales de terceros países en los que operen establecimientos transfronterizos y a la Unidad de Inteligencia Financiera (UIF) del Estado miembro en el que esté ubicado el supervisor principal. 5.5 El supervisor principal será responsable de identificar a los observadores mencionados en la Directriz 5.4 y de registrar sus nombres y datos de contacto en la lista de contactos del colegio de PBC/FT correspondiente de conformidad con la Directriz 6. Para identificar a las autoridades pertinentes, el supervisor principal podrá consultar a las AES. 5.6 Al decidir si invitar a un observador determinado, el supervisor principal deberá elaborar una lista de posibles observadores de acuerdo con lo dispuesto en la Directriz 5.5. Para ello, deberá tener en cuenta todas las propuestas que los miembros permanentes le hayan presentado por escrito en un periodo razonable y su justificación para invitar a un observador determinado al colegio de PBC/FT. Para proponer un observador, el supervisor principal o el miembro permanente que proponga invitar al observador deberá llevar a cabo: - (a) Una evaluación de la equivalencia del régimen de confidencialidad aplicable a la autoridad de supervisión de PBC/FT o de supervisión prudencial de un tercer país. Como parte de esta evaluación, el supervisor principal o un miembro permanente podrá consultar la recomendación sobre equivalencia de autoridades de fuera de la UE para la participación en colegios de supervisión publicada en el sitio web de la ABE, que puede ser importante para la evaluación general de la equivalencia de la autoridad de un tercer país. Además, si procede, se podrán consultar las decisiones de la Comisión Europea en materia de equivalencia en el ámbito de la Directiva de Solvencia II4 y las decisiones sobre adecuación en materia de protección de datos5 .
- (b) Una evaluación del impacto que pueda tener la asistencia del observador en el funcionamiento del colegio de PBC/FT.
- (c) Una evaluación de la capacidad y la preparación del supervisor de PBC/FT o del supervisor prudencial de un tercer país para firmar acuerdos bilaterales de cooperación con todos los miembros permanentes de conformidad con el artículo 57 bis, apartado 5, de la Directiva (UE) 2015/849.
5.7 El supervisor principal deberá compartir con todos los miembros permanentes del colegio de PBC/FT y con los observadores existentes una lista de posibles observadores acompañada de los resultados de la evaluación realizada en virtud de la Directriz 5.6. 5.8 Los miembros permanentes formularán cualquier observación u objeción a los observadores invitados a participar en el colegio de PBC/FT dentro del plazo establecido por el supervisor principal. Estas observaciones y objeciones deberán ir acompañadas de un escrito en el que expliquen en qué se basan dichas observaciones u objeciones y cómo la propuesta de participación del observador en el colegio de PBC/FT podría afectar, en opinión del miembro permanente, a los procedimientos del colegio. 5.9 El supervisor principal solo podrá invitar a participar en el colegio de PBC/FT a un observador cuando ninguno de los miembros permanentes se oponga a ello y siempre que el observador potencial se comprometa a respetar las condiciones de participación, que deberán ser redactadas por el supervisor principal y acordadas con las autoridades pertinentes de forma individual para cada observador. 5.10 La ABE podrá ser consultada o actuar a iniciativa propia para conciliar o mediar en cualquier cuestión que surja respecto a la invitación y la participación de observadores.
4 Directiva 2009/138/CE del Parlamento Europeo y del Consejo, de 25 de noviembre de 2009, sobre el acceso a la actividad de seguro y de reaseguro y su ejercicio. 5 Véase el artículo 45, apartado 3, del Reglamento (UE) 2016/679 o el artículo 36, apartado 3, de la Directiva (UE) 2016/680.
1. Resumen
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Subject matter
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These guidelines: - a) establish a framework for cooperation and information exchange between competent authorities through either bilateral engagements or anti-money laundering/combatting the financing of terrorism (AML/CFT) colleges;
- b) govern the establishment and functioning of AML/CFT colleges.
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Definitions
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Unless otherwise specified, terms used and defined in Directive (EU) 2015/849 and Regulation (EU) No 575/2013 have the same meaning in these guidelines. In addition, for the purposes of these guidelines, the following definitions apply: | Competent authority | A competent Regulation Regulation Regulation firms’ (EU) the No 201/2016 State(s)’ include, Regulation, and An | 2015/849. EEA their undertaking | compliance and in competent | authority (EU) (EU) (EU) Joint of ‘competent addition the | defined in point (2)(ii) of Article 4 of No 1093/2010; point (2)(ii) of Article 4 of No 1094/2010; and point (3)(ii) of Article 4 of No 1095/2010 that is competent for ensuring with the requirements of Directive In line with point (b) of Article 1 of Decisions of Committee No 199/2016, No 200/2016 and 30 September 2016, the terms ‘Member authorities’ shall be understood to to their meaning in the abovementioned European Free Trade Association (EFTA) states authorities, respectively. established in a third country, which, were it | | Third-country undertaking | established institution of Article | | 3 | in or financial of Directive | a Member State, would qualify as a credit institution referred to in points (1) and (2) (EU) 2015/849. | | Firm | A credit and | (2) | institution of | Article | or financial institution referred to in points (1) 3 of Directive (EU) 2015/849. | | Firm operating on a cross-border basis | A firm a third referred with in a A branch Article firm | with subsidiaries third 45(2) that | country to country. | branches in point or any and operates | established in another Member State or in or a group of credit and financial institutions (15s) of Article 3 of Directive (EU) 2015/849 and branches established in a Member State or other form of establishment as referred to in Article 48(4) of Directive (EU) 2015/849 of a in a Member State other than the Member | | Cross-border establishment | State country; a Member undertaking The that | where direct has | or been | the the State has or indirect established | head office of the firm is established or in a third subsidiary of a parent undertaking established in other than the Member State where that parent been established or in a third country. subsidiary of a third-country undertaking in a Member State (‘EU subsidiary of a | | EU establishment | third-country of establishment of Directive any For States, | of its cross-border (a) | EU the the consolidating Directive to | undertaking’) (EU) subsidiaries. lead competent in Article | or an EU branch, or any other form as referred to in Article 45(2) and Article 48(4) 2015/849 of that third-country undertaking or establishments set up in at least three Member supervisor means: authority of the Member State where the supervisor referred to in Article 111 of 2013/36/EU7 or the group supervisor referred 212(1)(d) of Directive 2009/138/EC8 is | | Lead supervisor | For the Where European request assistance, A college, and | (b) (c) EU lead (a) (b) (c) observers, | situated; European of would Regulation for undertaking, are: for subsidiary institution points the in establishments supervisor between authority established; among authority the in risk among ML/TF Member the the from | the Member a firm, i. ii. a firm (1) competent points branch accordance assessment highest lead supervisory including consisting | or, where the consolidating supervisor is the Central Bank (ECB), the competent authority State where the consolidating supervisor have been situated prior to the application of (EU) No 1024/2013;9 or other than a credit institution or an insurance with cross-border establishments, which subsidiaries, the competent authority of the home Member State of the parent undertaking; not subsidiaries, the competent authority of the home Member State of that firm; or operating on a cross-border basis, which is a of an undertaking other than a credit or a financial institution referred to in and (2) of Article 3 of Directive (EU) 2015/849, authority of a Member State as defined b(i) and b(ii) above. set up in at least three Member States, means: branches and subsidiaries, the competent of the Member State where the subsidiary is subsidiaries or among branches, the competent of the Member State where the subsidiary or that presents the highest level of ML/TF risk with the relevant competent authority’s is established; or subsidiaries or among branches, with the same risk levels, the competent authority of the State where the subsidiary or the branch with total value of its assets is established. supervisor cannot be identified, the relevant authority may on its own initiative or upon the competent authorities involved provide by means of mediation. of the lead supervisor, permanent members that is set up to provide a permanent structure | | AML/CFT college | for for border | cooperation the | purposes basis. | | and information sharing between these parties of supervising a firm operating on a cross- | | Prudential supervisor | The Regulation Regulation Regulation | competent | | (EU) (EU) (EU) | authority defined in point (2)(i) of Article 4 of No 1093/2010, in point (2)(i) of Article 4 of No 1094/2010 and in point (3)(i) of Article 4 of No 1095/2010. |
7 Directive 2013/36/EU of 26 June 2013 on access to the activity of credit institutions and the prudential supervision of credit institutions and investment firms, amending Directive 2002/87/EC and repealing Directives 2006/48/EC and 2006/49/EC. 8 Directive 2009/138/EC of 25 November 2009 on the taking-up and pursuit of the business of Insurance and Reinsurance (Solvency II). 9 Council Regulation (EU) 1024/2013 of 15 October 2013 conferring specific tasks on the European Central Bank concerning policies relating to the prudential supervision of credit institutions.
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Addressees
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Addressees
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1.1 Referencias
1.2 Requisitos identificados
1.3 Estándares relacionados
2. Requisitos identificados
Requisitos
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Requisito |
3. Estándares relacionados
Estándares
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Requisito |
- EBA - Published by the European Banking Authority at https://www.eba.europa.eu/
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