+Osservaturi
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------+8. These guidelines are addressed to competent authorities.
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Osservaturi
5.4 Is-superviżur ewlieni għandu jistieden biex jipparteċipaw fil-kulleġġ AML/CFT bħala osservaturi, is-superviżuri prudenzjali ta’ ditti li joperaw fuq bażi transkonfinali, l-istabbilimenti transkonfinali u tal-UE u l-awtoritajiet AML/CFT ta’ pajjiżi terzi fejn joperaw stabbilimenti transkonfinali. Huwa jista’ wkoll jistieden is-superviżuri prudenzjali ta’ pajjiżi terzi fejn joperaw stabbilimenti transkonfinali u l-Unità tal-Intelligence Finanzjarja (UIF) tal-Istat Membru fejn jinsab is-superviżur ewlieni biex jipparteċipaw. 5.5 Is-superviżur ewlieni għandu jkun responsabbli biex jidentifika l-osservaturi msemmija fil-Linja Gwida 5.4 u jirreġistra l-ismijiet u d-dettalji ta’ kuntatt tagħhom fil-lista ta’ kuntatt tal-kulleġġ AML/CFT rilevanti f’konformità mal-Linja Gwida 6. Sabiex jiġu identifikati l-awtoritajiet rilevanti, is-superviżur ewlieni jista’ jikkonsulta lill-awtoritajiet superviżorji Ewropej. 5.6 Meta jkun qed jiddeċiedi jekk għandux jistieden osservatur partikolari, is-superviżur ewlieni għandu jfassal lista ta’ osservaturi potenzjali skont il-Linja Gwida 5.5. Meta jagħmel dan, is-superviżur ewlieni għandu jqis il-proposti kollha li jirċievi mingħand il-membri permanenti bil-miktub fi żmien raġonevoli u l-ġustifikazzjoni tagħhom għall-istedina ta’ osservatur partikolari lill-kulleġġ AML/CFT. Sabiex jiġi propost osservatur, is-superviżur ewlieni jew il-membru permanenti li jipproponi l-istedina tal-osservatur għandhom iwettqu dan li ġej: - (a) Valutazzjoni tal-ekwivalenza tar-reġim ta’ kunfidenzjalità applikabbli għal AML/CFT ta’ pajjiż terz jew awtorità superviżorja prudenzjali. Bħala parti minn din il-valutazzjoni, is-superviżur ewlieni jew membru permanenti jistgħu jirreferu għar-rakkomandazzjoni dwar l-ekwivalenza ta’ awtoritajiet mhux tal-UE għall-parteċipazzjoni f’kulleġġi superviżorji ppubblikati fuq is-sit web tal-EBA, li tista’ tkun kontribut importanti fil-valutazzjoni tal-ekwivalenza ġenerali tal-awtorità ta’ pajjiż terz. Barra minn hekk, id-deċiżjonijiet ta’ ekwivalenza tal-Kummissjoni Ewropea fil-qasam tad-Direttiva dwar is-Solvenza II4 u d-deċiżjonijiet dwar l-adegwatezza fil-qasam tal-protezzjoni tad- data jistgħu wkoll jiġu kkonsultati,5 kif xieraq.
- (b) Valutazzjoni tal-impatt li l-attendenza ta’ osservatur jista’ jkollha fuq il-funzjonament tal-kulleġġ AML/CFT.
- (c) Valutazzjoni tal-kapaċità u l-istat ta’ tħejjija tal-AML/CFT ta’ pajjiż terz jew tas-superviżur prudenzjali ta’ pajjiż terz li jiffirmaw ftehimiet ta’ kooperazzjoni bilaterali mal-membri permanenti kollha skont l-Artikolu 57(a)(5) tal-AMLD.
5.7 Is-superviżur ewlieni għandu jikkondividi lista ta’ osservaturi potenzjali flimkien mar-riżultat tal-valutazzjoni mwettqa skont il-Linja Gwida 5.6 mal-membri permanenti kollha tal-kulleġġ AML/CFT u l-osservaturi eżistenti. 5.8 Il-membri permanenti għandhom iqajmu kwalunkwe osservazzjoni u oġġezzjoni dwar l-osservaturi proposti li jkunu qed jiġu mistiedna jieħdu sehem fil-kulleġġ AML/CFT fi żmien l-iskadenza stabbilita mis-superviżur ewlieni. Dawn l-osservazzjonijiet u oġġezzjonijiet għandhom jiġu akkumpanjati minn raġunament bil-miktub li jistabbilixxi l-bażi għal dawn l-osservazzjonijiet u oġġezzjonijiet, u kif, fil-fehma tal-membri permanenti, il-parteċipazzjoni ta’ osservatur propost fil-kulleġġ AML/CFT jista’ jaffettwa l-proċedimenti tal-kulleġġ. 5.9 Is-superviżur ewlieni jista’ jistieden lil osservatur biex jipparteċipa fl-kulleġġ AML/CFT biss meta l-ebda membru permanenti ma joġġezzjona u fejn l-osservatur jaqbel li josserva t-termini tal-parteċipazzjoni tal-osservaturi, li għandhom jiġu abbozzati b’mod individwali mis-superviżur ewlieni, u li jkun hemm qbil dwaru mal-awtoritajiet rilevanti, fir-rigward ta’ kull osservatur. 5.10 L-EBA tista’ tiġi kkonsultata jew taġixxi fuq inizjattiva proprja biex tikkonċilja jew timmedja kwalunkwe kwistjoni li tirriżulta fir-rigward tal-istedina u l-parteċipazzjoni tal-osservaturi.
4 Id-Direttiva 2009/138/KE tal-Parlament Ewropew u tal-Kunsill tal-25 ta’ Novembru 2009 dwar il-bidu u l-eżerċizzju tan-negozju tal-assigurazzjoni u tar-riassigurazzjoni. 5 Ara l-Artikolu 45(3) tar-Regolament (UE) 2016/679 jew l-Artikolu 36(3) tad-Direttiva (UE) 2016/680.
1. Ħarsa ġenerali
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Regolamentazzjoni |
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Subject matter
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These guidelines: - a) establish a framework for cooperation and information exchange between competent authorities through either bilateral engagements or anti-money laundering/combatting the financing of terrorism (AML/CFT) colleges;
- b) govern the establishment and functioning of AML/CFT colleges.
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Definitions
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Unless otherwise specified, terms used and defined in Directive (EU) 2015/849 and Regulation (EU) No 575/2013 have the same meaning in these guidelines. In addition, for the purposes of these guidelines, the following definitions apply: | Competent authority | A competent Regulation Regulation Regulation firms’ (EU) the No 201/2016 State(s)’ include, Regulation, and An | 2015/849. EEA their undertaking | compliance and in competent | authority (EU) (EU) (EU) Joint of ‘competent addition the | defined in point (2)(ii) of Article 4 of No 1093/2010; point (2)(ii) of Article 4 of No 1094/2010; and point (3)(ii) of Article 4 of No 1095/2010 that is competent for ensuring with the requirements of Directive In line with point (b) of Article 1 of Decisions of Committee No 199/2016, No 200/2016 and 30 September 2016, the terms ‘Member authorities’ shall be understood to to their meaning in the abovementioned European Free Trade Association (EFTA) states authorities, respectively. established in a third country, which, were it | | Third-country undertaking | established institution of Article | | 3 | in or financial of Directive | a Member State, would qualify as a credit institution referred to in points (1) and (2) (EU) 2015/849. | | Firm | A credit and | (2) | institution of | Article | or financial institution referred to in points (1) 3 of Directive (EU) 2015/849. | | Firm operating on a cross-border basis | A firm a third referred with in a A branch Article firm | with subsidiaries third 45(2) that | country to country. | branches in point or any and operates | established in another Member State or in or a group of credit and financial institutions (15s) of Article 3 of Directive (EU) 2015/849 and branches established in a Member State or other form of establishment as referred to in Article 48(4) of Directive (EU) 2015/849 of a in a Member State other than the Member | | Cross-border establishment | State country; a Member undertaking The that | where direct has | or been | the the State has or indirect established | head office of the firm is established or in a third subsidiary of a parent undertaking established in other than the Member State where that parent been established or in a third country. subsidiary of a third-country undertaking in a Member State (‘EU subsidiary of a | | EU establishment | third-country of establishment of Directive any For States, | of its cross-border (a) | EU the the consolidating Directive to | undertaking’) (EU) subsidiaries. lead competent in Article | or an EU branch, or any other form as referred to in Article 45(2) and Article 48(4) 2015/849 of that third-country undertaking or establishments set up in at least three Member supervisor means: authority of the Member State where the supervisor referred to in Article 111 of 2013/36/EU7 or the group supervisor referred 212(1)(d) of Directive 2009/138/EC8 is | | Lead supervisor | For the Where European request assistance, A college, and | (b) (c) EU lead (a) (b) (c) observers, | situated; European of would Regulation for undertaking, are: for subsidiary institution points the in establishments supervisor between authority established; among authority the in risk among ML/TF Member the the from | the Member a firm, i. ii. a firm (1) competent points branch accordance assessment highest lead supervisory including consisting | or, where the consolidating supervisor is the Central Bank (ECB), the competent authority State where the consolidating supervisor have been situated prior to the application of (EU) No 1024/2013;9 or other than a credit institution or an insurance with cross-border establishments, which subsidiaries, the competent authority of the home Member State of the parent undertaking; not subsidiaries, the competent authority of the home Member State of that firm; or operating on a cross-border basis, which is a of an undertaking other than a credit or a financial institution referred to in and (2) of Article 3 of Directive (EU) 2015/849, authority of a Member State as defined b(i) and b(ii) above. set up in at least three Member States, means: branches and subsidiaries, the competent of the Member State where the subsidiary is subsidiaries or among branches, the competent of the Member State where the subsidiary or that presents the highest level of ML/TF risk with the relevant competent authority’s is established; or subsidiaries or among branches, with the same risk levels, the competent authority of the State where the subsidiary or the branch with total value of its assets is established. supervisor cannot be identified, the relevant authority may on its own initiative or upon the competent authorities involved provide by means of mediation. of the lead supervisor, permanent members that is set up to provide a permanent structure | | AML/CFT college | for for border | cooperation the | purposes basis. | | and information sharing between these parties of supervising a firm operating on a cross- | | Prudential supervisor | The Regulation Regulation Regulation | competent | | (EU) (EU) (EU) | authority defined in point (2)(i) of Article 4 of No 1093/2010, in point (2)(i) of Article 4 of No 1094/2010 and in point (3)(i) of Article 4 of No 1095/2010. |
7 Directive 2013/36/EU of 26 June 2013 on access to the activity of credit institutions and the prudential supervision of credit institutions and investment firms, amending Directive 2002/87/EC and repealing Directives 2006/48/EC and 2006/49/EC. 8 Directive 2009/138/EC of 25 November 2009 on the taking-up and pursuit of the business of Insurance and Reinsurance (Solvency II). 9 Council Regulation (EU) 1024/2013 of 15 October 2013 conferring specific tasks on the European Central Bank concerning policies relating to the prudential supervision of credit institutions.
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Addressees
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Addressees
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1.1 Referenzi
1.2 Rekwiżiti identifikati
1.3 Standards relatati
2. Rekwiżiti identifikati
3. Standards relatati
- EBA - Published by the European Banking Authority at https://www.eba.europa.eu/
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