+Promatrači
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------+8. These guidelines are addressed to competent authorities.
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Promatrači
5.4 Vodeće nadzorno tijelo trebalo bi pozvati bonitetna nadzorna tijela društava koja posluju na prekograničnoj osnovi, prekograničnih poslovnih jedinica i poslovnih jedinica u EU - u te nadležna tijela za sprječavanje pranja novca i borbu protiv financiranja terorizma trećih zemalja u kojima posluju prekogranične poslovne jedinice na sudjelovanje u kolegiju za sprječavanje pranja novca i borbu protiv financiranja terorizma u svojstvu promatrača. Također može pozvati bonitetna nadzorna tijela trećih zemalja u kojima posluju prekogranične poslovne jedinice te financijsko - obavještajnu jedinicu države članice u kojoj se nalazi vodeće nadzorno tijelo na sudjelovanje. 5.5 Vodeće nadzorno tijelo trebalo bi biti odgovorno za utvrđivanje promatrača iz smjernice 5.4. i evidentiranje njihovih imena i podataka za kontakt na popisu osoba za kontakt za relevantni kolegij za sprečavanje pranja novca i borbu protiv financiranja terorizma u skladu sa smjernicom 6. Kako bi se utvrdila relevantna tijela, vodeće nadzorno tijelo može se savjetovati s europskim nadzornim tijelima. 5.6 Kada odlučuje o tome hoće li pozvati određenog promatrača, vodeće nadzorno tijelo treba sastaviti popis potencijalnih promatrača u skladu sa smjernicom 5.5. Vodeće nadzorno tijelo pritom bi trebalo razmotriti sve prijedloge zaprimljene od stalnih članova i njihovo obrazloženje za pozivanje određenog promatrača u kolegij za sprječavanje pranja novca i borbu protiv financiranja terorizma u razumnom roku i u pisanom obliku. Kako bi predložili promatrača, vodeće nadzorno tijelo ili stalni član koji predlaže poziv promatrača trebali bi provesti sljedeće: - (a) procjenu istovjetnosti sustava povjerljivosti koji se primjenjuje na nadležno tijelo za sprečavanje pranja novca i borbu protiv financiranja terorizma ili bonitetno nadzorno tijelo treće zemlje. U okviru te procjene vodeće nadzorno tijelo ili stalni član mogu se pozvati na preporuku o istovjetnosti nadležnih tijela trećih zemalja za sudjelovanje u kolegijima nadzornih tijela objavljenu na internetskoj stranici EBA - e, koja može predstavljati važan doprinos ukupnoj ocjeni istovjetnosti tijela treće zemlje. Osim toga, ako je to prikladno, mogu se razmotriti odluke Europske komisije o istovjetnosti u području direktive Solventnost II.4 te odluke o prikladnosti u području zaštite podataka5 .
- (b) procjenu učinka koji prisutnost promatrača može imati na rad kolegija za sprečavanje pranja novca i borbu protiv financiranja terorizma.
- (c) procjenu sposobnosti i pripravnosti nadzornog tijela za pitanja sprečavanja pranja novca i borbe protiv financiranja terorizma ili bonitetnog nadzornog tijela treće zemlje za potpisivanje bilateralnih sporazuma o suradnji sa svim stalnim članovima u skladu s člankom 57. točkom (a) podtočkom 5. Direktive o sprečavanju pranja novca.
5.7 Vodeće nadzorno tijelo trebalo bi dijeliti popis potencijalnih promatrača i ishod procjene provedene u skladu sa smjernicom 5.6. sa svim stalnim članovima kolegija za sprečavanje pranja novca i borbu protiv financiranja terorizma i postojećim promatračima. 5.8 Stalni članovi trebali bi iznijeti sva zapažanja i prigovore o predloženim promatračima koji su pozvani na sudjelovanje u kolegiju za sprečavanje pranja novca i borbu protiv financiranja terorizma u roku koji utvrdi vodeće nadzorno tijelo. Ta zapažanja i prigovori trebali bi biti popraćeni pisanim obrazloženjem u kojem se navodi osnova za ta zapažanja i prigovore te kako bi, prema mišljenju stalnog člana, sudjelovanje predloženog promatrača u kolegiju za sprečavanje pranja novca i borbu protiv financiranja terorizma moglo utjecati na rad kolegija. 5.9 Vodeće nadzorno tijelo može pozvati promatrača na sudjelovanje u kolegiju za sprečavanje pranja novca i borbu protiv financiranja terorizma samo ako nijedan stalni član ne uloži prigovor i ako potencijalni promatrač pristane na poštovanje uvjeta za sudjelovanje promatrača, koje bi trebalo pojedinačno izraditi i dogovoriti s relevantnim tijelima u pogledu svakog promatrača. 5.10 S EBA - om se može provesti savjetovanje ili može djelovati na vlastitu inicijativu u postupku mirenja ili posredovanja za svako pitanje koje proizlazi u vezi s pozivanjem i sudjelovanjem promatrača.
4 Direktiva 2009/138/EZ Europskog parlamenta i Vijeća od 25. studenoga 2009. o osnivanju i obavljanju djelatnosti osiguranja i reosiguranja (Solventnost II). 5 Vidjeti članak 45. stavak 3. Uredbe (EU) 2016/679 ili članak 36. stavak 3. Direktive (EU) 2016/680.
1. Pregled
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Regulativa |
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Subject matter
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These guidelines: - a) establish a framework for cooperation and information exchange between competent authorities through either bilateral engagements or anti-money laundering/combatting the financing of terrorism (AML/CFT) colleges;
- b) govern the establishment and functioning of AML/CFT colleges.
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Definitions
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Unless otherwise specified, terms used and defined in Directive (EU) 2015/849 and Regulation (EU) No 575/2013 have the same meaning in these guidelines. In addition, for the purposes of these guidelines, the following definitions apply: | Competent authority | A competent Regulation Regulation Regulation firms’ (EU) the No 201/2016 State(s)’ include, Regulation, and An | 2015/849. EEA their undertaking | compliance and in competent | authority (EU) (EU) (EU) Joint of ‘competent addition the | defined in point (2)(ii) of Article 4 of No 1093/2010; point (2)(ii) of Article 4 of No 1094/2010; and point (3)(ii) of Article 4 of No 1095/2010 that is competent for ensuring with the requirements of Directive In line with point (b) of Article 1 of Decisions of Committee No 199/2016, No 200/2016 and 30 September 2016, the terms ‘Member authorities’ shall be understood to to their meaning in the abovementioned European Free Trade Association (EFTA) states authorities, respectively. established in a third country, which, were it | | Third-country undertaking | established institution of Article | | 3 | in or financial of Directive | a Member State, would qualify as a credit institution referred to in points (1) and (2) (EU) 2015/849. | | Firm | A credit and | (2) | institution of | Article | or financial institution referred to in points (1) 3 of Directive (EU) 2015/849. | | Firm operating on a cross-border basis | A firm a third referred with in a A branch Article firm | with subsidiaries third 45(2) that | country to country. | branches in point or any and operates | established in another Member State or in or a group of credit and financial institutions (15s) of Article 3 of Directive (EU) 2015/849 and branches established in a Member State or other form of establishment as referred to in Article 48(4) of Directive (EU) 2015/849 of a in a Member State other than the Member | | Cross-border establishment | State country; a Member undertaking The that | where direct has | or been | the the State has or indirect established | head office of the firm is established or in a third subsidiary of a parent undertaking established in other than the Member State where that parent been established or in a third country. subsidiary of a third-country undertaking in a Member State (‘EU subsidiary of a | | EU establishment | third-country of establishment of Directive any For States, | of its cross-border (a) | EU the the consolidating Directive to | undertaking’) (EU) subsidiaries. lead competent in Article | or an EU branch, or any other form as referred to in Article 45(2) and Article 48(4) 2015/849 of that third-country undertaking or establishments set up in at least three Member supervisor means: authority of the Member State where the supervisor referred to in Article 111 of 2013/36/EU7 or the group supervisor referred 212(1)(d) of Directive 2009/138/EC8 is | | Lead supervisor | For the Where European request assistance, A college, and | (b) (c) EU lead (a) (b) (c) observers, | situated; European of would Regulation for undertaking, are: for subsidiary institution points the in establishments supervisor between authority established; among authority the in risk among ML/TF Member the the from | the Member a firm, i. ii. a firm (1) competent points branch accordance assessment highest lead supervisory including consisting | or, where the consolidating supervisor is the Central Bank (ECB), the competent authority State where the consolidating supervisor have been situated prior to the application of (EU) No 1024/2013;9 or other than a credit institution or an insurance with cross-border establishments, which subsidiaries, the competent authority of the home Member State of the parent undertaking; not subsidiaries, the competent authority of the home Member State of that firm; or operating on a cross-border basis, which is a of an undertaking other than a credit or a financial institution referred to in and (2) of Article 3 of Directive (EU) 2015/849, authority of a Member State as defined b(i) and b(ii) above. set up in at least three Member States, means: branches and subsidiaries, the competent of the Member State where the subsidiary is subsidiaries or among branches, the competent of the Member State where the subsidiary or that presents the highest level of ML/TF risk with the relevant competent authority’s is established; or subsidiaries or among branches, with the same risk levels, the competent authority of the State where the subsidiary or the branch with total value of its assets is established. supervisor cannot be identified, the relevant authority may on its own initiative or upon the competent authorities involved provide by means of mediation. of the lead supervisor, permanent members that is set up to provide a permanent structure | | AML/CFT college | for for border | cooperation the | purposes basis. | | and information sharing between these parties of supervising a firm operating on a cross- | | Prudential supervisor | The Regulation Regulation Regulation | competent | | (EU) (EU) (EU) | authority defined in point (2)(i) of Article 4 of No 1093/2010, in point (2)(i) of Article 4 of No 1094/2010 and in point (3)(i) of Article 4 of No 1095/2010. |
7 Directive 2013/36/EU of 26 June 2013 on access to the activity of credit institutions and the prudential supervision of credit institutions and investment firms, amending Directive 2002/87/EC and repealing Directives 2006/48/EC and 2006/49/EC. 8 Directive 2009/138/EC of 25 November 2009 on the taking-up and pursuit of the business of Insurance and Reinsurance (Solvency II). 9 Council Regulation (EU) 1024/2013 of 15 October 2013 conferring specific tasks on the European Central Bank concerning policies relating to the prudential supervision of credit institutions.
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Addressees
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Addressees
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1.1 Reference
1.2 Utvrđeni zahtjevi
1.3 Povezani standardi
2. Utvrđeni zahtjevi
3. Povezani standardi
- EBA - Published by the European Banking Authority at https://www.eba.europa.eu/
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