+7.5 Sommarju tas - sejbiet u għoti ta’ punteġġ
---+323. Wara l - valutazzjoni ta’ hawn fuq, l - awtoritajiet kompetenti għandhom jiffurmaw opinjoni …
---+Score Supervisory view Considerations

7.5 Sommarju tas - sejbiet u għoti ta’ punteġġ

1. Ħarsa ġenerali

323. Wara l - valutazzjoni ta’ hawn fuq, l - awtoritajiet kompetenti għandhom jiffurmaw opinjoni …

Wara l - valutazzjoni ta’ hawn fuq, l - awtoritajiet kompetenti għandhom jiffurmaw opinjoni dwar jekk ir - riżorsi eżistenti ta’ fondi proprji jipprovdux kopertura soda tar - riskji li d- ditta tal - investiment hija jew tista’ tkun esposta għalihom. Din l - opinjoni għandha tkun riflessa fis - sommarju tas - sejbiet, akkumpanjata minn punteġġ ta’ vijabbiltà bbażat fuq il - kunsiderazzjonijiet speċifikati fit - Tabella 9.

Tabell a 9 - Kunsiderazzjonijiet superviżorji għall - assenjament ta’ punteġġ lill - adegwatezza tal - kapital

Punteġġ Perspettiva Kunsiderazzjonijiet superviżorja

1 L- ammont ta’ fondi proprji miżmuma joħolqu livell baxx ta’ riskju għall -	•	Id- ditta tal - investiment hija kapaċi tissodisfa l -P2G tagħha b’kapital CET1 disponibbli mingħajr problemi, meta applikabbli.	90
Punteġġ Perspettiva Kunsiderazzjonijiet superviżorja vijabbiltà tad - ditta tal - investiment.	• • •	Id- ditta tal - investiment iżżomm livell ta’ fondi proprji sew ’il fuq mill - fondi proprji u mir- rekwiżit ta’ fondi proprji addizzjonali tagħha, u hija mistennija li tagħmel dan fil - futur. Il- valutazzjoni taċ - ċaqliq ekonomiku ċikliku, inkluż jekk applikabbli l - ittestjar tal - istress jew l - analiżijiet tas sensittività, ma tiżvela l - ebda riskju ċar f ir- rigward tal impatt ta’ ċaqliq ekonomiku ċikliku fuq il - fondi proprji. Id- ditta tal - investiment għandha pjan ta’ kapital plawżibbli u kredibbli li għandu l - potenzjal li jkun effettiv jekk meħtieġ.	--
2 L- ammont ta’ fondi proprji miżmuma joħolqu livell medju - baxx ta’ riskju għall - vijabbiltà tad - ditta tal - investiment.	• • •	Id- ditta tal - investiment għandha diffikultà biex tissodisfa l - P2G tagħha bil - kapital CET1 disponibbli tagħha. Azzjonijiet mitiganti ta’ ġestjoni sabiex din id diffikultà tiġi indirizzata huma vvalutati bħala kredibbli u effiċjenti. Il- valutazzjoni taċ - ċaqliq ekonomiku ċikliku, inkluż jekk applikabbli l - ittestjar tal - istress jew l - analiżijiet tas sensittività, tiżvela livell baxx ta’ riskju fir - rigward tal impatt ta’ ċaqliq ekonomiku ċikliku fuq il - fondi proprji, iżda l - azzjonijiet ta’ ġestjoni li se jindirizzaw dawn huma vvalutati bħala kredibbli u effiċjenti. Id- ditta tal - investiment għandha pjan ta’ kapital plawżibbli u kredibbli li, minkejja li jimponi riskju, għandu l - potenzjal li jkun effettiv jekk meħtieġ.	---
3 L- ammont ta’ fondi proprji miżmuma joħolqu livell medju - għoli ta’ riskju għall - vijabbiltà tad - ditta tal - investiment.	• • •	Id- ditta tal - investiment ma tissodisfax il - P2G tagħha b’kapital CET1 disponibbli. Hemm tħassib dwar il kredibbiltà u l - effettività tal - azzjonijiet mitiganti ta’ ġestjoni biex jindirizzaw dan. Il- valutazzjoni taċ - ċaqliq ekonomiku ċikliku, inkluż jekk applikabbli l - ittestjar tal - istress jew l - analiżijiet tas sensittività, tiżvela livell medju ta’ riskju fir -rigw ard tal impatt ta’ ċaqliq ekonomiku ċikliku fuq il - fondi proprji. L- azzjonijiet ta’ ġestjoni jistgħu ma jindirizzawx dan b’mod kredibbli u effettiv. Id- ditta tal - investiment għandha pjan ta’ kapital aktarx mhuwiex effettiv.	---li
4 L- ammont ta’ fondi proprji miżmuma joħloq livell għoli ta’ riskju għall -	•	Id- ditta tal - investiment ma tissodisfax il - P2G tagħha (jew ma stabbilietx P2G apposta) b’kapital CET1 disponibbli u mhijiex se tkun tista’ tagħmel dan fil futur prevedibbli. Azzjonijiet mitiganti ta’ ġestjoni	-li 91
Punteġġ Perspettiva Kunsiderazzjonijiet superviżorja vijabbiltà tad - ditta tal - investiment.	• •	jindirizzaw dan huma vvalutati bħala la kredibbli lanqas effettivi. Il- valutazzjoni taċ - ċaqliq ekonomiku ċikliku, inkluż jekk applikabbli l - ittestjar tal - istress jew l - analiżijiet tas sensittività, tiżvela li d- ditta tal - investiment tikser ir rekwiżit ta’ fondi proprji addizzjonali tagħha minħabba ċaqliq ekonomiku ċikliku. L - azzjonijiet ta’ ġestjoni la se jindirizzaw dan b’mod kredibbli u lanqas effettiv. Id- ditta tal - investiment ma għandha l - ebda pjan ta’ kapital, jew wieħed li mhuwiex xieraq b’mod ċar.	u - - 92

Score Supervisory view Considerations

1 The amount of own funds held pose a low level of risk to the viability of the investment firm.	• • • •	The investment firm is able to comfortably meet its P2G with available CET1 capital, where applicable. The investment firm holds a level of own funds comfortably above its own funds and additional own funds requirement and is expected to do so in the future. The assessment of cyclical economic fluctuations, including if applicable stress testing or sensitivity analyses, do not reveal any discernible risk regarding the impact of cyclical economic fluctuations on own funds. The investment firm has a plausible and credible capital plan that has the potential to be effective if required.
2 The amount of own funds held pose a medium-low level of risk to the viability of the investment firm.	• • •	The investment firm has difficulty meeting its P2G with its available CET1 capital. Management mitigating actions to address this difficulty are assessed as credible and efficient. The assessment of cyclical economic fluctuations, including if applicable stress testing or sensitivity analyses, reveal a low level of risk regarding the impact of cyclical economic fluctuations on own funds, but management actions to address this are assessed as credible and efficient. The investment firm has a plausible and credible capital plan that, although not without risk, has the potential to be effective if required.
3 The amount of own funds held pose a medium-high level of risk to the viability of the investment firm.	• • •	The investment firm does not meet its P2G with available CET1 capital. There are concerns about the credibility and effectiveness of management mitigating actions to address this. The assessment of cyclical economic fluctuations, including if applicable stress testing or sensitivity analyses, reveal a medium level of risk regarding the impact of cyclical economic fluctuations on own funds. Management actions may not credibly and effectively address this. The investment firm has a capital plan that is unlikely to be effective.
4 The amount of own funds held pose a high level of risk to the viability of the investment firm.	• •	The investment firm does not meet its P2G (or deliberately has not established P2G) with available CET1 capital and will not be able to do so in the foreseeable future. Management mitigating actions to address this are assessed as neither credible nor effective. The assessment of cyclical economic fluctuations, including if applicable stress testing or sensitivity
Score Supervisory view Considerations	•	analyses, reveal that the investment firm would breach its additional own funds requirement due to cyclical economic fluctuations. Management actions will neither credibly nor effectively address this. The investment firm has no capital plan, or one that is manifestly inadequate.

1.1 Referenzi

1.2 Rekwiżiti identifikati

1.3 Standards relatati

2. Rekwiżiti identifikati

Rekwiżiti
Sors	Rekwiżit

3. Standards relatati

Standards
Sors	Rekwiżit

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