48. When considering whether or not a transfer raises suspicion, the PSPs, IPSPs, CASPs or ICASPs …

When considering whether or not a transfer raises suspicion, the PSPs, IPSPs, CASPs or ICASPs should take a holistic view of all ML/TF risk factors associated with the transfer and consider that missing or inadmissible information per se does not give rise to suspicion of ML/TF.

4.5.4. Missing information checks in accordance with Articles 7 (2), 11 (2), 16 (1) and 20 of Regulation (EU) 2023/1113

Transfer of funds and crypto-assets

1. Overview

1.1 References

1.2 Identified Requirements

1.3 Related Standards

2. Identified Requirements

3. Related Standards

• EBA -

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