20. In Guideline 8.6, point d) is replaced by the following: ‘d) The respondent conducts …

In Guideline 8.6, point d) is replaced by the following:

‘d) The respondent conducts significant business with sectors that are associated with higher levels of ML/TF risk. For example, the respondent conducts:

• i. significant remittance business;
• ii. business on behalf of certain money remitters or exchange houses;
• iii. business on behalf of or with providers of crypto-assets services, other than CASPs regulated under Regulation (EU) 2023/1114³ , which are bound by an AML/CFT regulatory and supervisory regime that is less robust than the regime envisaged in Directive (EU) 2015/849 or are not subject to any AML/CFT obliga-tions;
• iv. significant business on behalf of CASPs, for which the business model is focused on providing products and services described in Guideline 21.3(d);
• v. business with non-residents; or
• vi. business in a currency other than that of the country in which it is based. ’

1. Overview

1.1 References

1.2 Identified Requirements

1.3 Related Standards

2. Identified Requirements

3. Related Standards

• EBA -

  EN: Guidelines and other publications of the European Banking Authority (EBA), https://www.eba.europa.eu/. © European Banking Authority. Reproduction is authorised provided the source is acknowledged (EBA legal notice). Divided into sections and converted into the GRCA format, the wording unchanged. Only the versions published by the EBA are authoritative.

  DE: Leitlinien und weitere Veröffentlichungen der Europäischen Bankenaufsichtsbehörde (EBA), https://www.eba.europa.eu/. © European Banking Authority. Wiedergabe mit Quellenangabe gestattet (Rechtlicher Hinweis der EBA). In Abschnitte aufgeteilt und in das GRCA-Format umgewandelt, der Wortlaut unverändert. Maßgeblich sind allein die von der EBA veröffentlichten Fassungen.