6. In order to determine whether there are reasonable grounds to suspect that the TCB would be used …

In order to determine whether there are reasonable grounds to suspect that the TCB would be used to commit or facilitate the commission of ML/TF, the application should include the following:

• a) identity of the person responsible for the TCB’s compliance with AML/CFT requirements in the Member State in which it seeks authorisation;
• b) the business-wide ML/TF risk assessment of the TCB, having regard to the inherent risk factors relating to the nature and characteristics of its target customer bases, the products and services offered and distribution channels used;

25 The Consultation Paper is available at https://www.eba.europa.eu/publications-and-media/press-releases/eba-and-esma-launch-consultation-revised-suitability-assessment-framework-banks-and-investment-firms 26 Regulation (EU) 2022/2554 of the European Parliament and of the Council of 14 December 2022 on digital operational resilience for the financial sector and amending Regulations (EC) No 1060/2009, (EU) No 648/2012, (EU) No 600/2014, (EU) No 909/2014 and (EU) 2016/1011 (OJ L 333, 27.12.2022, p. 1, ELI: http://data.europa.eu/eli/reg/2022/2554/oj)

• c) description of the TCB’s governance arrangements and resources dedicated to its AML/CFT compliance function and the applicant’s assessment of the adequacy of those arrangements and resources in light of the inherent ML/TF risks which the TCB will be exposed to;
• d) description of the envisaged AML/CFT related internal systems and controls and how they respond to the ML/TF risks identified in the ML/TF risk assessment, referred above;
• e) description of the origin of the resources that constitute the capital endowment, and the channel used for the transfer of the instruments that will be part of the capital endowment.

1. Overview

1.1 References

1.2 Identified Requirements

1.3 Related Standards

2. Identified Requirements

3. Related Standards

• EBA -

  EN: Guidelines and other publications of the European Banking Authority (EBA), https://www.eba.europa.eu/. © European Banking Authority. Reproduction is authorised provided the source is acknowledged (EBA legal notice). Divided into sections and converted into the GRCA format, the wording unchanged. Only the versions published by the EBA are authoritative.

  DE: Leitlinien und weitere Veröffentlichungen der Europäischen Bankenaufsichtsbehörde (EBA), https://www.eba.europa.eu/. © European Banking Authority. Wiedergabe mit Quellenangabe gestattet (Rechtlicher Hinweis der EBA). In Abschnitte aufgeteilt und in das GRCA-Format umgewandelt, der Wortlaut unverändert. Maßgeblich sind allein die von der EBA veröffentlichten Fassungen.